People's Choice Car Insurance

Comprehensive car insurance has the most extensive list of inclusions of the different types of cover. People’s Choice’s Comprehensive plan offers the following inclusions:

• Coverage for accidental damage to your car due to a collision, fire damage, storm or flood damage, theft or attempted theft and vandalism or malicious acts
• Replacement cost of baby capsules and child seats if they are damaged or stolen while in your vehicle
• Emergency or temporary repairs, up to $800
• Up to $5,000 towards funeral expenses should the driver of you vehicle die as a result of a physical injury within 12 months of a covered vehicle collision
• Hire vehicle costs after theft or attempted theft, up to $100 per day for a maximum of 21 days
• Legal costs for a coronial inquiry, up to $5,000
• Coverage for personal items damaged or stolen from your locked car, up to $1,000
• Reasonable costs of removing vehicle debris from the site where the incident occurred
• The cost of repairing and re-coding the locks and barrels of your vehicle after the theft of keys, up to $1,000
• New-for-old car replacement if the car is less than 3 years old and has travelled less than 50,000km
• Reasonable vehicle storage costs while a claim is being processed
• The cost of towing your vehicle from the scene of the incident to a safe place, the nearest repairer or another agreed-upon location
• The cost of transporting your vehicle if the incident occurs more than 100km from home, up to $500
• Coverage for trailers attached to your vehicle, up to $1,000
• The cost of transportation to your home or destination, or temporary accommodation for one night, up to $500 if your vehicle is damaged in an incident more than 100km away from home
• Liability cover up to $30 million