The requirement for car insurance in South Australia is:
- All registered vehicles in South Australia must have CTP insurance. As mentioned, this insurance can provide coverage for personal injury or death caused by your vehicle to other people, including drivers, passengers, pedestrians, or cyclists.
Comprehensive and third-party car insurance aren’t legally required in South Australia. However, you may decide that having one of these optional policies is worthwhile due to the additional protection and financial security it can provide you, knowing you won’t have to pay 100% out of pocket in the event of an accident which is included in your policy’s coverage (such as if your vehicle is written off).
When deciding on the most suitable coverage for you, it's important to consider your individual needs, budget and the value of your vehicle. This assessment will help you boost your chances of choosing a policy that meets your requirements and provides adequate coverage.