Sometimes life can throw you curveballs with expenses that you have to pay for today, so it’s important to have options to turn to when you need a quick cash boost. That’s why Savvy partners with reputable lenders offering easy, 100% online same day loans from $2,050 up to $5,000.
You can receive an instant outcome and have your loan approved and money transferred to you in as little as one hour. Don’t wait until tomorrow; get your application started now to ensure you see your money hit your account today.
Features and eligibility of our same day loan
Outcomes in 60 seconds
Applying through Savvy and your lender will only take a matter of minutes, with an instant outcome in 60 seconds and funds transferred on the day, if not the hour.
Borrow as little as $2,050 up to $5,000
With flexible loan amounts available from lenders, you can choose to take out any size loan to fit your personal needs.
Flexible usage
Borrowers aren’t restricted when it comes to usage, whether it be for your car registration, rental bonds or something more urgent.
Customise your loan length
You have a say in how your repayments are shaped by altering the length of your loan from 16 days all the way up to two years.
Multiple income sources accepted
We accept income from a variety of sources, meaning you can count Centrelink payments if you receive them in addition to your salary.
Receive money straight into your account
Your lender will transfer you the funds directly into your bank account so you can utilise your funds straight away.
Pay off your loan early
You don’t have to stick to your repayment term. Enjoy the freedom to pay off your loan ahead of schedule.
Fixed repayments
With repayments set in stone based on fixed fees and no interest, you can budget effectively around your small loan.
Why apply for a small loan with Savvy?
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
How you can apply for a cash loan with Savvy
- Identity documentation such as your passport and/or driver’s licence
- Income documentation such as payslips and 90 days’ worth of bank statements. Paper bank statements aren't required to apply for a payday loan.
- Your address (can be verified by a recent phone or utility bill) and contact information (phone number and email)
All of this is conducted online, so you won’t have to mail any physical copies of documents to your lender.
Frequently asked same day loan questions
There are several ways you can do this through Savvy. Firstly, have all your required documentation on hand ahead of time to send digital copies off quickly. You should also ensure that you don’t ask for more than you can comfortably repay, as that will either hold up your application or lead to it being rejected. Being wary of these will help you maximise your chances of rapid approval.
Small loans to suit your circumstances
Helpful small loan guides
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
