Bad Credit Unsecured Personal Loans with Fast Approvals Australia
Cover emergency expenses fast with a small loan through Savvy.
Life can certainly be unpredictable when it comes to the expenses it throws at us. In many cases, sudden costs will require immediate or fast payment that many of us simply can’t afford to make. No matter whether you’ve struggled with credit in the past, you can look to a small loan to help you pay for those emergency expenses.
At Savvy, we’re partnered with a range of lenders who understand your situation and are willing to work with you. You can receive an instant cash boost within the hour and cover expenses up to $5,000. Get started with your application now and have your funds transferred before you know it.
The advantages of bad credit unsecured loans
Perhaps the most important feature of a small loan is the speed at which applications can be processed, with instant outcomes and same-day funds.
Loan amounts are flexible, too, with anything available from as little as $2,050 up to $5,000 to cover a wide variety of potential needs.
You can choose the length of your loan from 16 days to two years and can even pay it off early at no extra cost.
There won’t be any mystery about the fees you’ll pay on your loan: they’re all based on the size of your loan and are disclosed before you sign up.
Why apply for a small loan with Savvy?
How to get a fast approval for your bad credit unsecured loan
Only apply for what you can afford
There’s little use in applying for an amount on terms that you can’t comfortably afford to repay. If your lender isn’t convinced that you’ll be able to do so, your application won’t be accepted. While your lender will come back in most cases and provide a counter-offer, this can delay the processing of your application slightly.
Frequently asked questions
Helpful small loan guides
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.