Pet Insurance for Finnish Lapphunds

Find out all about Finnish Lapphunds and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 20th, 2023       

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Price range

$3,500 – $5,500






Friendly, intelligent, adaptable

Coat length

Medium to long, double coat

Exercise needs

Moderate to high



Life expectancy

12–15 years

Finnish Lapphund


The Finnish Lapphund is a captivating breed, renowned for their distinctive appearance and friendly disposition. With their plush double coat and endearing pricked ears, they exude a unique charm. Originating as skilled herders for the Sami people, particularly with reindeer, they have evolved into one of the most beloved dog breeds in the Nordic region, and in Australia their popularity is steadily growing.

Finnish Lapphunds are cherished for their intelligence and affectionate disposition. They form strong bonds with their families and display an adaptable and amiable temperament. They are highly trainable, though they may occasionally show a touch of independence.

Finnish Lapphunds thrive in households that offer both mental stimulation and physical activity. They get along well with children and with other pets, making them a seamless addition to multi-pet homes. Families seeking a loyal and adaptable companion will find a perfect match in this delightful breed.

Common diseases and conditions of Finnish Lapphunds

Finnish Lapphunds are generally healthy, but may be susceptible to:

  • Progressive Retinal Atrophy (PRA): PRA encompasses a group of genetic diseases that cause a gradual degeneration of the retina, leading to vision impairment and eventually blindness.
  • Cataracts: These are cloudy areas that form in the lens of the eye, potentially leading to vision problems or blindness.
  • Hip dysplasia: this inherited condition involves an abnormal development of the hip joint, which can lead to pain, lameness and arthritis.

Breed-specific issues:  

Finnish Lapphunds are a highly intelligent breed, which means they require mental engagement. Without adequate mental stimulation, they may become bored and engage in behaviours like barking, destructive chewing and digging. It’s crucial for owners to provide activities and tasks that challenge their intellect and keep them mentally engaged. Moreover, Finnish Lapphunds can be reserved around strangers, underscoring the importance of early socialisation. This helps them become more comfortable and confident in various social situations. Early exposure to different people, places, and experiences can help them develop into well-adjusted and confident companions.

How much does pet insurance cost for a Finnish Lapphund?

There are many factors that can influence the cost of pet insurance for your Finnish Lapphund, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance for dogs available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Finnish Lapphunds

Do Finnish Lapphunds get along well with other pets?

Yes – Finnish Lapphunds generally get along well with other pets, including dogs and cats, especially if they are introduced and socialised from an early age. Their friendly and adaptable nature allows them to coexist harmoniously with other animals in the household.

How do I groom a Finnish Lapphund?

Grooming a Finnish Lapphund involves regular brushing to maintain their double coat. Focus on the dense undercoat to prevent matting and remove loose fur. During shedding seasons, more frequent brushing is recommended. They do not require frequent baths unless they get particularly dirty. Additionally, attention should be given to regular dental care, nail trimming and ear cleaning to ensure overall health and hygiene

Do Finnish Lapphunds bark a lot?

Yes – Finnish Lapphunds are known for their vocal nature and may bark to alert their owners of anything unusual. They may also bark if they are bored or need attention. Early socialisation and training can help manage excessive barking tendencies.

How do Finnish Lapphunds handle warmer climates?

While Finnish Lapphunds are adaptable, they have a thick double coat designed for colder climates. In warmer weather, it's important to provide them with shade and access to cool water and limit strenuous exercise during the hottest parts of the day.

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Compare pet insurance policies with Savvy

Whether you're buying for your dog or cat and whether they're big or small, you can compare pet insurance policies tailored to your furry friend's needs from Savvy's panel of trusted Australian insurers. Grab a free, no-obligation quote today!
Finnish Lapphund

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