Pet Insurance for Samoyed

Find out all about Samoyeds and their common health conditions, and then compare pet insurance options from some of Australia’s leading insurers.

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, updated on October 4th, 2023       

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Price range

$2,500 –$5,000




20kg - 30kg


Gentle, friendly, adaptable

Coat length

Long, thick, double

Exercise needs




Life expectancy

12 - 14 years



The Samoyed is a fluffy and friendly spitz-type breed originating from Siberia, in Russia. The Samoyed is thought to have originated in the Arctic region over 3,000 years ago. They were bred by the Samoyedic peoples, a nomadic reindeer herding tribe. Samoyeds were used to herd reindeer, pull sleds, and protect their owners from predators. They are known for their distinctive long white coat, which is very thick and weather-resistant. 

In the late 19th century, Samoyeds were introduced to Europe and North America. They quickly became popular as working dogs and companion animals. Today, Samoyeds are still popular pets, and they are also used in search and rescue operations and as therapy dogs. They are well-loved for their intelligence, loyalty, and affection. They are playful and energetic dogs.  

Samoyeds are typically good with children and other pets, but they can be stubborn at times, so they require patient and consistent training. They are suitable for active owners who can provide them with plenty of exercise and mental stimulation. They are also suitable for families with older children and other pets. Samoyeds are not suitable for people who live in small apartments or who do not have the time to commit to training, exercising and grooming this energetic and enthusiastic dog. 

Common diseases and conditions of Samoyeds

  • Hip Dysplasia: This is a common orthopaedic condition affecting the joint's development. It can lead to discomfort and mobility issues.  
  • Elbow Dysplasia: Another common orthopaedic condition that affects the elbow joints and can lead to lameness and mobility issues. 
  • PRA (Progressive Retinal Atrophy): Progressive Retinal Atrophy is an inherited eye disorder causing gradual vision loss. Initial signs include night blindness, leading to reduced day vision. 
  • Hypothyroidism: A thyroid disorder that can impact metabolism and overall health.
  • Diabetes: Diabetes is a metabolic disorder that can affect Samoyeds. It results in improper blood sugar regulation and may require insulin therapy and dietary management. 

Breed-specific issues: 

The friendly and outgoing personality of Samoyeds makes them great companions for active families. However, any owners have to be prepared to spend considerable time grooming the coat of this dignified and spectacular-looking dog.  

How much does pet insurance cost for a Samoyed?

Most Australians can expect to pay between $20 and $60 a month for pet insurance. There are many factors that can influence the cost of pet insurance for your dog, which is why it's important to compare pet insurance policies. Factors affecting the cost of your insurance include: 

  • Age: The older your dog is, the more pet insurance is likely to cost. This is because senior dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.    
  • Type of insurance you choose:  There are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type of insurance available, with comprehensive coverage costing the most.  
  • The policy annual limit: Each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.   
  • Sub-limits: In addition to an annual limit, there may also be sub-limits that apply to the policy, for example, a $300 sub-limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.   
  • Benefit percentage: Pet insurance does not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies, up to 90% for the best policies available.   
  • Excess amount: This is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, whilst others do.  
  • Any add-ons you choose: It’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.  
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.
  • Gap-only insurance options: Some insurance companies offer a gap-only insurance option, which means when you go to the vet you'll only be required to pay the gap amount, not the cost of the whole bill. This is similar to the Medicare system of health insurance for humans in Australia, where gap payments can be made at HICAPS terminals at the time of treatment. 

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Samoyeds

Do Samoyeds shed a lot?

Yes, Samoyeds shed heavily twice a year, during the spring and autumn. During these times, it is important to brush your Samoyed's coat more often than normal to remove any loose hair. This may need to be done daily. You may also want to consider using a de-shedding tool to help reduce shedding.  

How much exercise do Samoyeds need?

Samoyeds are active dogs and need regular strenuous daily exercise to stay healthy. A daily walk of 60 minutes at a minimum is ideal. Samoyeds also enjoy playing fetch and other active games to provide mental stimulation. They enjoy working and like to be given a ‘job’ to do. 

Are Samoyeds good with other pets?

Samoyeds can get along well with other pets, but it is important to socialise them from a young age. Samoyeds may be territorial of their home and backyard, so it is important to introduce them to new pets in a neutral environment. Samoyeds also have a high prey drive, so it is important to supervise their interactions with animals, and never leave them alone with smaller pets. 

Are Samoyeds related to the Siberian Husky?

Yes, Samoyeds and Siberian Huskies both belong to the Spitz family of dog breeds, which means they share some common ancestry and physical characteristics. However, they are distinct breeds with unique histories and purposes. Samoyeds originated from the Samoyedic people in Siberia, where they were primarily bred for herding reindeer and pulling sleds. Siberian Huskies, on the other hand, were developed by the Chukchi people of Siberia as working dogs, particularly for pulling sleds over long distances. While both breeds share some similarities, including their love for cold weather and their strong work ethic, they are distinct separate breeds. Samoyeds are most closely related to the wolf.  

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