Mortgage Brokers Sunshine Coast

Need to find a mortgage broker? Connect with local licenced professionals by enquiring with Savvy

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, updated on December 1st, 2023       

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Search mortgage brokers in Sunshine Coast, QLD

Mortgage brokers are part of a growing industry that’s revolutionised home borrowing in Australia during the last few decades. They help homebuyers access more lenders, lower interest rates, and products that suit their goals. Before you buy a house, talk to a local home loan specialist and save money on your mortgage.

Situated about 100km north of Brisbane, the Sunshine Coast is one of the most populated areas in Queensland and home to the fastest-growing population in the Australia. Residents are attracted by the beautiful scenery in national parks such as the Mapleton Falls National Park, the Glass House Mountains National Park, and the Great Sandy National Park, incorporating parts of Fraser Island. The subtropical climate is pleasant pretty much all year round, there are miles of beaches and the region provides excellent amenities.

Best Mortgage Brokers on the Sunshine Coast

What homebuyers do mortgage brokers help?

No matter what sort of mortgage you need, however you want to buy a home, Savvy's mortgage brokers offer a vast range of options. In 2017, Australian brokers helped a varied selection of homebuyers, with 23% being first homebuyers, 34% looking for an owner-occupier mortgage, and 36% seeking to invest in property.

  • Queensland offers a diverse property market, and the skills and connections of a mortgage broker can be key to finding the ideal, most cost-effective borrowing option for your needs. It’s still relatively cheap to buy a home here, with the median price for houses being just $650,000 and apartments and units averaging under $500,000. A Savvy broker can help you compare hundreds of home loans and save money.
 
  • If you’re looking to buy a second home or invest in property in the region, potential returns are excellent. More than a quarter of its almost 300,000 residents live in rented accommodation. Houses rent for more than $500 per week on average with a rental yield well above 4%. Apartments attract average weekly rents of $410, with a similar rental yield. Our brokers can help you access specialist investment home loans and helpful features like interest-only repayments.

Can a Sunshine Coast broker find me a better mortgage?

More and more Australian homebuyers are using mortgage brokers to navigate an increasingly complex and competitive lender marketplace each year. One of the primary advantages of that is cutting through a huge number of options to concentrate on lenders with products that match your goals and means.

55% of home loans are now written through mortgage brokers. Many lenders don’t run expensive branch networks like the big banks, which offers a more cost-effective way to borrow, and brokers are vital in providing access.

Our mortgage brokers compare more lenders, products and individual home loan solutions. In that same survey, almost 28% of home loans were arranged with lenders other than the major Australian banks and their affiliates, leading to a wider choice for borrowers, creating additional competition among finance providers and a broader spread of options and products.

Can I refinance my mortgage with a Sunshine Coast mortgage broker?

When you refinance your existing mortgage, it’s just as important to compare as many deals and offers as possible, and a broker is well placed to help you do exactly that.

They partner with a more diverse panel of lenders and provide personalised, local service, but can turn to both local and national finance providers and give you a better chance of finding a lower interest rate. Whether you want to refinance your home to consolidate debt or you need to refinance an investment mortgage, a local broker can help you find a better option.

How can I find qualified mortgage brokers on the Sunshine Coast?

When you enquire with Savvy, you can be absolutely sure your mortgage broker has been carefully selected and is MFAA or FBAA approved.

Savvy only partners with mortgage brokers with an excellent track record for helping homebuyers find the right products, options, and home loan features.