Volkswagen Finance Options

With low rates and fees and flexible loan options, you can secure a great Volkswagen car finance deal with Savvy. Get a quick quote today to get started.

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, updated on July 11th, 2023       

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Compare car loans for Volkswagen

German manufacturer Volkswagen has long since entrenched itself in the Australian market with a wide range of models to suit all different customers. Whether you want something smaller like a Golf hatchback, an SUV such as the Tiguan Allspace or even a Multivan or Caddy Cargo, Savvy can help you get approved for financing.

We’re partnered with more than 25 of Australia’s best and most respected vehicle financiers to help you get the best deal for your car. By applying through Savvy, you’ll gain access to competitive interest rates, flexible loan term and repayment options and affordable fees. Get your application started today.

Car Loans for Volkswagen

Your Volkswagen car finance features

Low interest rates

With more lenders at our disposal, you can compare a wider range of rates to find the cheapest and best car finance deals for your situation.

Select your preferred loan term

As part of your car loan, you’ll have the option to repay it over any period between one and seven years, with five being the most common.

Buy Volkswagen for your business

Our lenders also offer car leases, chattel mortgages and hire purchases as an alternative if you’re looking to purchase a VW for your business.

Affordable fees

You can find ongoing fees up to $20, application fees up to $600 and early repayment fees up to $900, but our lenders are willing to waive them in certain circumstances.

Available to sole traders

Even if you don’t receive your income through a more conventional payslip, there are plenty of options for applicants working for themselves.

Schedule your repayments

Pay monthly, fortnightly or weekly to ensure that each instalment is comfortably manageable around your income frequency.

Optional deposits and residuals

Contributing a deposit or a residual payment (for commercial loans) can cut down on interest and reduce the cost of your repayments.

Buy new or used Volkswagen models

You’re not restricted to the latest Amarok fresh off the lot. We can help you finance cars up to 20 years old and even more in some cases.

Why so many Australians trust Savvy to help them finance their car

Volkswagen – commercial vehicles for every business

Volkswagen has always been just as famous for its commercial vehicles as for making passenger cars. That commitment to excellence for business users carries is evident in its latest commercial range too.

Amarok V6 Utes

With a choice of options and accessories, the Amarok range can go anywhere and do anything. These sturdy, comfortable trucks have taken to Australian conditions without skipping a beat. Opt for the economic V6 Core, or upgrade to the awesome V6 Ultimate 580.

Caddy vans

Small but versatile and roomy, the VW Caddy is the perfect city van. A vast range of options and configurations – which includes people movers – makes this van a firm favourite with many small business owners, couriers, and even tradies.

Transporter vans

Need something with a bit more loadspace? The T5 range offers room, comfort, and a whole choice when it comes to access and layouts. Rugged, reliable, and ready to hit the road when you are – the T5 is the latest in a long tradition of VW panel vans.

Crafter cab chassis

Loved by builders, adored by couriers, the Crafter cab chassis offers versatility and load capability that’s unrivalled. Choose the dual-cab version if you want to move people while you haul goods – or opt for the huge tray the single-cab version makes available.

Volkswagen - cars for personal use

No matter what type of car you’re looking to buy, VW offers a range of all sizes, shapes, and capabilities. Stylish designs and intelligent, up-to-the-minute technology mean the only thing you’ll have to miss out on is getting bored.


Small, economical, and built for fun – the VW Polo has been around in one guise or another for decades. The new models are ideal for city travel, and if you need to get around that little bit quicker – opt for the sporty Polo GTI


Another VW classic, the Golf has been around for a long, long time and is one of Europe’s favourite cars. If you want to spice up your daily drive, the Golf R will quicken your step somewhat – put 213kW of power and 380Nm of torque to the tarmac – and you’ll get there in no time. Prefer over 600 litres of luggage capacity and the freedom to depart from the beaten track at the weekend? The Golf Alltrack wagon might be just what you’re looking for.


If you’ve been looking for a small but beautiful SUV – look no further than the T-Cross. It has looks and brains in abundance. Packed with safety features and high on connectivity – T-Cross is a car that’s going places.


VW’s flagship SUV is larger than life. Powerful and tough, yet looking every inch a thoroughbred, the Touareg will get you where you want to go in comfort. The top-of-the-range model offers too many features to count and comes with full-leather upholstery.

A checklist for before you apply for Volkswagen car finance