Mercedes Benz Finance Options

If you're looking to get car finance to buy a Mercedes-Benz, Savvy can help. With expert advice and great loan options, we'll get you on the road fast!

No obligation. It won't affect your credit score.
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, updated on July 11th, 2023       

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Competitive Mercedes-Benz car loan options

So you're looking to get a Mercedes-Benz – perhaps a Mercedes-AMG A 45 4MATIC, or a Mercedes E Class All-Terrain – and you need finance to make it happen?

Talk to Savvy! Our consultants are experts with automotive finance, and with access to over 25 of Australia's top lenders, we can ensure you always have competitive loan options with great rates available to you. You can apply for a free, no-obligation quote on a car loan – new or used – make sure you're comparing the best options for your circumstances before you buy.

Car Loans for Mercedes

Features of a car loan through Savvy for a Mercedes-Benz

Set your own repayment times

With a loan through one of Savvy's lenders, you can choose a repayment schedule to suit your timetable – making payments on a weekly, fortnightly, or monthly basis.

Competitive interest rates

Going through Savvy can get you great rates on a car loan for a new Mercedes-Benz. Our lenders offer affordable interest rates for you to compare.

Many options on the table

Because we're a broker and not a bank or lender, we can select loan choices from a wide variety of lenders, and give you a range of options customised for your budget.

Choose your terms

With a loan through one of Savvy's lenders, you choose your loan term – from 12 to 84 months. Choose a short term for a low overall cost, or a long term for lower repayments.

100% finance available

with Savvy's lenders, you can borrow the full purchase price of the vehicle you're buying – including any optional extras like exterior lighting or multimedia upgrades.

Low fees

Savvy has access to major lenders that can deliver some of the lowest loan fees on the market.

No extra collateral needed

With a car loan secured through Savvy, the vehicle is used as the security on the loan, so there's no need for extra collateral. The only asset you need to offer is the car.

Private sale is an option

Savvy can offer finance to buy a car from a private seller, opening up the option to purchase one of those once-in-a-lifetime deals from a private seller.

Why so many Australians choose Savvy for luxury car finance

How to apply for a car loan through Savvy

Your common Mercedes-Benz finance questions answered

Can I make extra repayment on my Mercedes-Benz to pay the loan off early?

You can make early repayments with most lenders, but many charge fees for it – which can lessen the benefits. Fortunately, many of our lenders offer zero fees for early repayments. So, if you're keen to have that option available, talk to your broker and we can connect you with the right lender to make that possible.

If I have a good relationship with my bank, should I just get finance with them?

The problem with going directly to a bank is you'll only ever be offered the loans and financial products of that bank. The advantage of going with a broker like Savvy is that we compare a range of loans from a wide variety of lenders, which almost always means a better deal for you. And of course, our quotes are no-obligation, there's nothing to stop you going back to your bank if they end up having the best deals available on finance for a Mercedes-Benz.

Am I able to use a Mercedes financed through Savvy for business purposes?

If you're looking to use a Mercedes-Benz predominantly as a business vehicle, Savvy's brokers have an excellent range of commercial loans which can provide the finance, such as chattel mortgages, hire purchase agreements, and car lease arrangements. Our brokers would be more than happy to help you arrange one of those options.

Is there any way I can have a loan rejected after being pre-approved?

It's possible, but it's fairly rare. Normally this only happens if your circumstances change radically after pre-approval – such as if you lose your job. Your pre-approval can also lapse if you leave it too long (normally around 30 days), but if this happens it's generally fairly easy to re-apply.

Do lenders place any restrictions on how I insure the car?

You’re required to have full comprehensive insurance on a car you buy with finance (for at least the market value), but that’s normally the only restriction. You're free to choose your insurer, and take advantage of options like bundling your car insurance together with other policies to save money if you choose.