Car Loans Geelong

Apply for a car loan with Savvy today to help you buy your next vehicle in Geelong.

No obligation. It won't affect your credit score.
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, updated on July 5th, 2023       

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Compare low-rate car loans in Geelong

Secure the best car loan deal in Geelong

When in the market for a new car, it’s important to know your options when it comes to financing your purchase. Car loans are a great way for buyers to manage the cost of their vehicle over a longer period and you can apply for one right here with Savvy. Whether you’re in Geelong or nearby Ballarat, Colac or Warrnambool, we service the regions to help all Australians finance their car the right way.

Purchase your car the Savvy way

Our team of experienced consultants is here to help you through the application process from start to finish. With such a vast range of lenders on our panel, we’re in the best place to compare and find the most suitable loan for your needs with confidence. Get the application process started with us today by filling out a quick and simple no-obligation quote.

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The features and benefits of car loans in Geelong

Competitive interest

You can lock in a car loan with a low comparison rate, giving you options to choose from to help you save across the life of your agreement.

Pay it off over one to seven years

You’ll be able to choose a car loan term which suits your needs, with short-term deals of just one year and longer-term agreements of up to seven available.

Borrow 100% of your car’s purchase price

There’s no need for you to spend your hard-earned savings if you don’t wish to, as car finance can cover the full cost of buying your vehicle without a deposit.

Choose from new or used vehicles

Whether you’re buying a brand-new sports car or looking at a trade-in for a cheaper used vehicle in Geelong, you can access the finance you need to make your purchase happen.

Customisable repayment frequency

You can also decide how often to make your car loan repayments (either weekly, fortnightly or monthly) to match what you’re most comfortable with.

Multiple incomes accepted

If you’re working more than one stable job, such as multiple part-time positions or are self-employed on top of your full-time gig, you can count it all towards your application.

Why apply for your car loan with Savvy?

How to compare car loans with Savvy

Common questions about car loans in Geelong

Does my car have to be in Geelong to get my loan approved?

No – at Savvy, we can help you get approved to purchase a vehicle in any city, town or even state or territory in Australia, regardless of whether it’s near or far from you. For example, if you were looking for a loan to buy a car in Melbourne, you can still get approved. The same is true if you were looking at one in Perth or even Far North Queensland. You can even get approved for a trade-in outside of Geelong if you’re able to make the journey.

What are my commercial car finance options for my business in Geelong?

There are several options when it comes to commercial vehicle finance. Chattel mortgages essentially serve as the equivalent of a standard car loan, allowing your business to buy it and own it from the outset so it can be included among your assets. However, there’s also a range of leasing options available if you don’t wish to own it straight away. You can speak with your Savvy consultant about the best commercial finance type for your business.

How much will my car loan repayments cost?

There are many factors which impact the cost of your car loan repayment, including the following:

  • The size of your loan
  • The length of your loan term
  • Your interest rate and fees
  • The frequency of your repayments


You can simplify the process of working out how much your car loan will cost you each week, fortnight or month with Savvy’s repayment calculator. Simply enter all the information about your loan and you can see how much it’ll cost.

Can I save money on my car loan by purchasing an electric vehicle?

Yes – many lenders in the market today offer a product called a green car loan. This is no different in structure from a standard car loan, but it’s designed specifically for electric, hybrid and other eco-friendly vehicles. It offers a rate discount of up to 0.7%, which could save you hundreds of dollars across your loan. As such, if you’re in the market for an electric vehicle, keep an eye out for green loans which could help you cut down on its cost.

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