$10,000 Car Loans
Looking to get a more cost-effective $10,000 car loan deal and want the ultimate in convenience too? Save money and time when you apply online.
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Get approved for your $10,000 car loan with Savvy
Finding a $10,000 car loan these days isn’t exactly hard. After all, Australia has a huge number of different vehicle finance lenders, all offering a wide range of products. That’s why getting the best deal on vehicle finance is important, which you can do with Savvy.
Find and compare from over 25 lenders when you shop for a car loan right here with the help of your own expert car finance consultant. You can get your application started today and hit the road in your new car within 48 hours with a $10,000 boost through Savvy.
Features of a Savvy $10,000 car loan
Buy second-hand vehicles of your choice
You don’t have to buy a brand-new car to qualify with Savvy. Compare a range of flexible $10,000 car finance options to buy quality used vehicles, too.
Competitive secured car loan interest rates
Use your car as security for $10,000 vehicle finance and benefit from cheaper costs.
Purchase a car from anywhere
Don’t limit your car choices when you can get a car loan to buy from a dealership, an internet auction site or private vendor.
Repayment flexibility
Vehicle finance repayments can run over anything from one to seven years and you can choose weekly, fortnightly or monthly payments to suit your needs.
Rapid online car loan applications
Find the best deal available and then apply immediately on a smartphone or tablet with as little as just a quick and consent and application form, your driver’s licence, and a couple of recent payslips.
Fixed interest
A car loan through one of Savvy’s lenders is fixed interest – meaning your repayments don’t change. This lets you plan your finances, and to work around budget constraints.
Diverse income accepted
Whether you’re working full-time, part-time, casually or for yourself (or receiving Centrelink benefits), you can find a car loan that accommodates you.
Broad eligibility
As long as you’re 18, a citizen or permanent resident and employed and earning at least $26,000 annually, you can apply for a loan.
Why are so many Australians turning to Savvy for their car loan?
Vehicle loans, coast to coast
Apply from anywhere and get access to cost-effective $10,000 vehicle finance right across the country.
Join an army of happy borrowers
Save money the Savvy way. We’ve been making car loans more affordable for Australians for over ten years.
Enjoy expert guidance
Our dedicated consultants work to find the best and most suitable loan to fit your profile and help you fine-tune your application.
Spend less time on car finance
It’s not just money – you can save time too when you compare and apply online for $10,000 car finance with Savvy.
Get a personalised quote
Receive a custom quote based on your borrower profile from a dedicated Savvy consultant in no time.
A competitive environment
Grab a laptop or phone and instantly access dozens of lenders and products to find a better $10,000 vehicle finance deal.
How to save on your $10,000 car loan
Compare low rates and fees
First and foremost, you should prioritise car loans with cheaper rates and fees when comparing your car loan options.
Fortunately, your Savvy consultant will do the same; they always have your best interests front of mind when assessing potential loan options. Even small differences in rate or fees could save you hundreds overall.
Improve your credit score
If you’re able to pay off any outstanding debts or lower your credit card limits in the lead-up to your application, you’re likely to be given a lower interest rate.
This is because doing these things will help increase your credit score, a number which represents your record when it comes to repaying debt in the past, which instils your lender with more confidence in you as a borrower.
Shorten your term
Although most car loans come with seven-year terms, you can choose to go with a shorter term than this to help minimise the amount of interest you pay. For example, a $10,000 car loan at 8% p.a. over three years instead of five could save you almost $900 in interest alone.
Make extra payments
Similarly, paying above the minimum will help cut down on the length of your loan term and save you on interest overall.
We’re partnered with lenders who enable you to pay out your finance deal early without incurring any extra fees, which is an option that may come in handy in the long term.
Contribute a deposit
Finally, making a deposit on your car loan essentially functions as an interest-free contribution to the cost of your vehicle. As such, this takes a chunk out of your repayments, making them cheaper each month, whilst also reducing the payable interest on your loan.
What our customers say about their finance experience
Savvy is rated 4.8 for customer satisfaction by 3257 customers.
