St.George Car Insurance

Comprehensive insurance is the highest level of cover provided by St.George, offering more protection for damage to your vehicle among other areas. The areas which can be covered under this Comprehensive Car Insurance include:

• Accidental loss of or damage to your car (including theft) during the period your insurance policy is active
• Up to $20 million in legal liability cover for damage to other people’s property caused by you or another individual driving your car (or substitute vehicle while yours is repaired after a covered incident)
• Supplementary cover for bodily injury caused in a covered event you’re liable for (up to $20 million)
• Reimbursement for personal items damaged in a covered incident or stolen from your locked car (up to $1,000)
• Cover for damaged or stolen baby capsules or child seats inside your car (up to $500)
• Reimbursement of reasonable costs for a hire car after theft or attempted theft until your car is found undamaged, repaired or claim is settled, up to a maximum of 30 days and $100 per day
• Reimbursement of reasonable costs for towing and storing your vehicle if it's deemed unsafe to drive after a covered event
• Replacement of your car with a new model of the same make, model, engine and features (if available in Australia) if it’s declared a total loss after being purchased new or ex-demo and less than two years old from first registration
• Coverage for emergency or temporary repairs to ensure your car is safe to drive (up to a limit of $500)
• Reimbursement of reasonable costs for emergency transport home or accommodation if your car is deemed unsafe to drive due to a covered incident and you're over 100km from where it’s typically parked at night (up to $1,000 per claimable event)
• If your keys are stolen by someone who isn’t a family member, housemate or invitee, coverage for replacement keys and recoding of your car's locks (up to a limit of $1,000)
• Reimbursement of costs for travel required to return you, your partner and/or dependents to your home and/or to collect your vehicle (up to $500 per incident)
• Cover for damage to, or loss of, a trailer or caravan attached to your vehicle (lesser of market value and $1,000)
• Temporary cover for a replacement vehicle after you sell or give away your current car and gain a new one (equivalent cover as set out in your existing policy for up to 14 days)
• Quality of repairs guaranteed by St.George