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Compare instant car insurance quotes for your MINI today.
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MINI is a renowned British manufacturer known for its iconic lineup of compact and stylish vehicles, including hatchbacks and convertibles. Whether you own a Three-Door Hatch Cooper or a larger Countryman SUV, it’s crucial to take the time to consider your car insurance options.
Comparing online makes it easy to weigh up policies side-by-side from trusted Australian insurance partners. Take the first step today by obtaining a free, no-obligation quote and drive away in your MINI with confidence before you know it.
Based on a variety of unique factors, including your driving history, the model and value of your MINI and more, the price of car insurance can vary significantly.
However, as an example, a 2020 MINI 3-Door Hatch Cooper F56 LCI might attract comprehensive insurance costs that vary from $1,022 to $2,725 annually (or $106 to $255 per month), with an excess of $900. These quote estimates are based on a number of important assumptions, including:
This range was obtained in June 2023 from a variety of car insurance providers, so it's important to remember that prices could change over time and across insurance applicants.
You can compare offers for a range of MINI models, which include:
Your age and driving experience are important factors in determining car insurance costs. Younger drivers with less experience on the road generally face higher premiums than older drivers due to their higher perceived risk of making a claim. As you gain more experience and maintain a clean driving record, your insurance costs may decrease over time.
Although you may not think it, where you park your car can impact insurance costs. If you park your car in a secure garage or private driveway, it’s generally considered safer and may result in lower premiums. On the other hand, parking on the street or in high-risk areas can lead to higher overall insurance rates.
The distance you drive each year will also affect your insurance rates. Greater overall annual usage typically increases the risk of accidents in the eyes of insurers and therefore may result in higher premiums. Conversely, if you drive fewer kilometres per year, you may be eligible for lower rates.
The excess is the amount you agree to pay out of pocket when making an insurance claim. Opting for a higher excess can lower your premiums since you take on more financial responsibility in the event of a claim. However, it's important to choose an excess level that you can comfortably afford in case of an accident.
The value of your vehicle is a significant factor in determining insurance costs. Generally, more expensive MINI models may require higher premiums since their repair or replacement costs are greater. On the other hand, if you have a vehicle in poor condition, prices may be higher to compensate for an increased risk of malfunction.
The most basic type of optional cover available, TPPD insurance can offer protection for damage caused by your vehicle to other people's property. However, no damage to your vehicle will be covered.
A step up from TPPD, TPFT insurance can also cover damage to your vehicle sustained due to a fire or theft (or attempted theft) in addition to third-party property damage if you're in an at-fault accident.
The most extensive (and expensive) form of cover, comprehensive car insurance can also offer cover for damage to your vehicle in an accident, collision and certain weather events on top of the areas TPFT covers.
Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
