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Car Insurance for Mercedes-Benz

Lock in car insurance for your Mercedes-Benz by comparing instant online offers today.

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, updated on February 16th, 2024       

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When it comes to luxury cars in Australia, Mercedes-Benz has led the way in terms of sales for almost a decade (up to 2022). With the popularity of its prestige models clear to see, finding the right car insurance for your vehicle is of particular importance given its value.

Explore offers from a range of trusted car insurance companies online here. You’ll be able to consider offers side-by-side and filter them based on price, excess and more. Get the wheels in motion on coverage for your Mercedes-Benz with a free, no-obligation quote today.

Mercedes-Benz S-Class

How much does it cost to insure a Mercedes-Benz in Australia?

Several factors, such as your driving history, the make and model of your Mercedes-Benz and your insurer, can all have a major impact on the price of your car insurance.

As an example, the cost of comprehensive insurance for a 2020 Mercedes-Benz A-Class A180 W177 may range from $1,377 to $3,475 per year (or $132 to $325 per month), assuming you select an excess of $900. However, these quote estimates were acquired using several other assumptions, including:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • No drivers under the age of 21
  • Average distance driven per year of 15,000km
  • No unrepaired damage
  • Maximum period without making a claim (no-claim bonus Rating 1)

The above quote ranges were taken from a selection of Australian insurance companies in June 2023. The actual cost of an equivalent policy can vary depending on a range of factors specific to you and your insurer.

You can compare offers for all Mercedes-Benz models, which include:

  • A-Class
  • B-Class
  • C-Class
  • E-Class
  • EQA
  • EQB
  • EQC
  • EQE
  • EQS
  • EQV
  • G-Class
  • GLA
  • GLB
  • GLC
  • GLE
  • GLS
  • Mercedes-AMG
  • Mercedes-Maybach S-Class
  • S-Class
  • V-Class

What factors can influence car insurance prices for my Mercedes-Benz?

Age and driving experience

Your age and driving experience significantly influence car insurance costs. Older drivers with more experience on the road will generally be offered cheaper premiums, as will those who have a proven track record of good driving. Younger drivers and those with a history of claims will often have to pay more for coverage.

Your vehicle's age, value and condition

The age, value, and condition of your vehicle are important considerations for insurance providers. Depending on the value of your Mercedes-Benz, you may have to pay more for coverage, which is often the case for performance models. Additionally, the overall condition of your car, including its maintenance and safety features, can affect insurance costs.

Your location

Where you live will also impact your car insurance premiums. Insurance providers consider factors such as the number of people in your area, as well as the frequency of crime such as theft and vandalism and general vehicle accidents. This means you may not pay the same for insurance living in the country compared to a capital city.

Where you park your car

How you leave your car parked will also factor into your insurer’s thinking. For example, while parking on the road or exposed to the elements may result in a higher premium, you can generally save by parking in a garage or an undercover private carport. This exposes your vehicle to less risk.

How you use your car

Different premiums will be offered to different types of drivers. For instance, if your Mercedes-Benz is used either partly or wholly for business purposes, you may be required to pay more for coverage. Also, those who drive less over the space of a year (such as individuals who use public transport) may pay less for cover.

Types of car insurance for Mercedes-Benz

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Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Mercedes-Benz S-Class

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