Car Insurance for Ford

Quickly and easily compare car insurance offers online to get your Ford covered in no time.

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, updated on February 16th, 2024       

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Ford is one of Australia’s top-selling vehicle brands, offering everything from trucks and vans to SUVs and performance cars. This wide variety of choice means that car insurance prices for a Ford can vary greatly. 

Whether you drive a Ranger or a Puma, you can compare some of Australia’s leading car insurers side-by-side and filter offers based on premiums, excesses and payment schedules. Get started with a free, no-obligation quote today.

Ford Ranger

How much does it cost to insure a Ford in Australia?

Car insurance premiums for a Ford in Australia depend on a wide range of factors specific to you, your car and your insurer.

However, as an example, if wanted to insure your 2020 4-door Ford Ranger, you could expect to pay between approximately $1,004 and $2,910 each year, or $128 and $272 per month, with a $900 excess. This is based on the following assumptions:  

  • 40-year-old male driver living in Sydney (postcode 2000)
  • Average distance driven per year of 15,000km
  • 5+ years without making a claim (no-claim bonus Rating 1)
  • Car parked in a garage
  • No drivers of the vehicle will be under the age of 21

Please note the above premiums were sourced in June 2023 from a range of Australian car insurance providers. This quote may change depending on a number of factors specific to you and your profile.

You can compare offers for all Ford models currently available in Australia, including the following:

  • Ranger
  • Everest
  • Puma
  • Escape
  • Mustang
  • Transit

What factors can influence the car insurance price for my Ford?

Vehicle type and model

The type of Ford vehicle you own, including whether it is an SUV, truck or performance vehicle, can impact insurance premiums. Performance vehicles, for example, may have higher insurance costs due to their increased power and potential for higher speeds.


Whether you use your Ford for personal or business purposes can influence insurance rates. If you primarily use your Ford for commercial activities, such as for deliveries or other work-related activities, insurance premiums may be higher due to increased mileage and exposure to road risks.

Off-road use

If you frequently take your 4×4 vehicle off-road or use your vehicle in rugged terrains, insurance premiums may be higher due to the increased risk of accidents and damages associated with off-road driving.

Driver’s history

Your personal driving history, including previous accidents, traffic violations and claims, can impact insurance prices. A clean driving record with no or minimal incidents can help lower insurance costs for your Ford.


Where you reside or primarily operate your Ford can affect insurance prices. For example, urban areas generally have higher rates due to higher traffic density and increased likelihood of accidents, theft and vandalism.

Types of car insurance for Ford

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Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Ford Ranger

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