Pet Insurance for Tenterfield Terriers

Find out all about Tenterfield Terriers and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 13th, 2023       

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Price range

$800 – $1,500






Lively, independent, intelligent

Coat length


Exercise needs

Moderate to high



Life expectancy

12–14 years

Tenterfield Terrier


The Tenterfield Terrier, deeply rooted in Australia’s rural history, emerged in the 19th century as invaluable companions to early settlers. Bred for their exceptional hunting skills, particularly in controlling farm vermin, they embody tenacity and agility. Today, they excel in canine sports, a testament to their enduring versatility.

The terriers have a compact, muscular frame and a sleek coat in various colours, reflecting their keen hunting instincts. Despite their small size, they possess remarkable energy and endurance, adapting seamlessly to urban and rural environments.

With a lively and affectionate temperament, Tenterfield Terriers quickly become cherished family members. They form strong bonds with their human companions, displaying intelligence and a touch of independence. Proper socialisation and positive reinforcement training ensure well-mannered behaviour. This, combined with their adaptable and affectionate nature, makes them ideal companions for families, singles and seniors alike.

Common diseases and conditions of Tenterfield Terriers

  • Patellar luxation: this is a condition where the kneecap (patella) can dislocate from its normal position. It can cause lameness and discomfort.
  • Hyperthyroidism: this condition is characterised by an excessive production of thyroid hormones resulting in weight loss, increased appetite and restlessness.
  • Obesity: Tenterfield Terriers can be prone to obesity and gain weight if this is not managed through proper diet and exercise.

Breed-specific issues:  

Tenterfield Terriers may be naturally alert and reserved around strangers, underscoring the importance of early socialisation. Their intelligence is a remarkable trait, but without mental stimulation, they may become bored and engage in behaviours like excessive barking or destructive chewing. Additionally, their high energy levels call for regular exercise and activities to keep them engaged and content.

How much does pet insurance cost for a Tenterfield Terrier?

There are many factors that can influence the cost of pet insurance for your Tenterfield Terrier, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits which apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance does not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies, up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, whilst others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Tenterfield Terriers

Are Tenterfield Terriers good with children and other pets?

Yes – Tenterfield Terriers are generally good with children and can make excellent family dogs. They are affectionate and form strong bonds with their human companions. With proper socialisation and training, they can also get along well with other pets in the household.

What are the exercise requirements for a Tenterfield Terrier?

Tenterfield Terriers have moderately high exercise needs. They enjoy playtime, walks, and interactive activities. Regular exercise helps keep them mentally stimulated and physically fit. Engaging in activities like fetch, agility training, and interactive play sessions can help meet their exercise requirements and keep them happy and content.

How do I train a Tenterfield Terrier?

Training a Tenterfield Terrier requires positive reinforcement techniques and consistency. They respond well to firm yet gentle guidance. Early socialisation and obedience training are crucial for their development. Providing mental stimulation through interactive toys and activities can also help prevent boredom.

Are Tenterfield Terriers good for first-time dog owners?

Yes – Tenterfield Terriers can be suitable for first-time dog owners. They are intelligent and generally eager to please, making them trainable for those willing to invest time in proper training and socialisation. However, like all dogs, they benefit from consistent and positive reinforcement training techniques. 

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Tenterfield Terrier

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