Siberian Husky Pet Insurance | Compare Prices & Policies | Savvy

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Find out all about the Siberian Husky and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

Written by , updated on October 3rd, 2023

Price range

$600 – $3,000

Height

50–60cm

Weight

16–27kg

Personality

Gentle, affectionate, intelligent

Coat length

Medium, double coat

Exercise needs

Very high

Kid-friendly?

Yes

Life expectancy

12–15 years

Overview

The Siberian Husky, originating from the harsh Arctic regions, is a breed of sled dog originally bred by the Chukchi people for transportation and hunting. The dogs are renowned for their captivating looks, with distinctive markings, erect triangular ears, and bright, almond-shaped eyes. However, despite their wolf-like appearance, Siberian Huskies are friendly and gentle animals that can make them excellent family pets.

Siberian Huskies thrive in active households, excelling in agility and obedience. They are also known for their playful and affectionate nature, making them great companions for children. For families able to provide them with the exercise and mental stimulation they need, Siberian Huskies can make wonderful companions.

Common diseases and conditions of Siberian Huskies

Hip dysplasia: this is a genetic condition where the hip joint doesn’t develop properly, leading to arthritis over time. It can cause discomfort and mobility issues.
Eye conditions: Siberian Huskies are prone to several eye conditions, including cataracts, progressive retinal atrophy (PRA) and corneal dystrophy. Regular eye check-ups are crucial.
Hypothyroidism: this is a hormonal disorder where the thyroid gland doesn’t produce enough thyroid hormone. It can lead to weight gain, lethargy and skin issues.
Epilepsy: some Siberian Huskies may develop epilepsy, a neurological condition characterised by seizures.
Zinc deficiency: some Siberian Huskies may be prone to zinc deficiency, which can lead to skin issues and a weakened immune system.

Breed-specific issues:

Huskies are bred for cold weather, so they can be prone to overheating in hot Australian summers. It is important to take steps to keep your Husky cool in hot weather, such as providing them with plenty of shade and water, and limiting their exercise during the hottest part of the day. Huskies are also known for their high prey drive, so they may not be suitable for homes with other small animals, such as cats or rabbits. Furthermore, while Huskies are relatively easy to train, they can be stubborn at times. It is important to be consistent with training and to use positive reinforcement methods.

How much does pet insurance cost for a Siberian Husky?

There are many factors that can influence the cost of pet insurance for your Siberian Husky, including the following:

Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.
Type of insurance you choose: there are three basic types of pet insurance for dogs available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most.
The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.
Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.
Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover.
Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do.
Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.

Types of pet insurance you can choose from

Accident-only

This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.

Accident and illness

This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.

Comprehensive

This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.

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Common questions about Siberian Huskies

Are Siberian Huskies easy to train?

Siberian Huskies are known for their intelligence and independent nature, which can make training them a bit challenging for some owners. They have a strong sense of independence and may be less inclined to follow commands compared to other breeds. However, with consistent and patient training methods, along with positive reinforcement techniques, it is possible to train a Siberian Husky effectively. Early socialisation and obedience training are crucial to ensure they grow into well-behaved adult dogs.

Do Siberian Huskies bark a lot?

No – Siberian Huskies are not known for excessive barking. They are generally a quiet breed and tend to use their vocalisations for howling and making other unique noises rather than constant barking. However, it’s important to note that individual personalities and environmental factors can influence a dog's behaviour. Some Huskies may bark more than others, especially if they are bored, anxious or seeking attention.

What is the grooming routine for a Siberian Husky?

Siberian Huskies have a dense double coat that requires regular maintenance. They typically shed heavily twice a year, during which time more frequent brushing is necessary to help remove loose fur and prevent matting. Outside of shedding seasons, a weekly brushing is usually sufficient. Bathing should be infrequent, as over-bathing can strip their coat of natural oils. Additionally, routine nail trimming, ear cleaning and dental care are important aspects of their grooming routine.

Are Siberian Huskies good for first-time dog owners?

No – Siberian Huskies may not be the best choice for first-time dog owners. They have a strong-willed and independent nature, which can make training more challenging for beginners. Additionally, their high energy levels and need for regular exercise can be demanding for those without prior dog ownership experience.

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Disclaimer and important things you should know

Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.

We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.

For more information about us and how we conduct our business, you can read our privacy policy and terms of use.