While you can quite easily apply for financing directly through RACV’s website, applying through Savvy makes the application process even simpler for you. We help you find the best loan available by considering offers from our vast lender panel. The steps for applying with us are as follows:

Submit your easy application

First of all, you can send through your quick quote to us, which will only take a few minutes to do. You can go ahead and fill out your full application at this point, too, and once your consultant receives this, they can move onto the next phase of the process.

Have your application considered by our consultants

With the details of your application ready, as well as your personal financial information, your consultant can get to work comparing from our lender panel (which includes RACV) to determine which loan is the ideal offer for you. They’ll consider factors such as interest rates, fees and other features which may be useful for you.

Review the best offer available to you

Once this comparison has taken place, your consultant will get in touch with you to let you know what the best available deal is. They’ll run through all the relevant details and, if you’re happy with it, they’ll move ahead with your chosen lender for your application.

Have your formal application submitted

By this stage, you’ll need to have submitted a range of personal and car loan documentation to RACV and your consultant to use for your formal loan application. Your consultant handles this process, preparing your application for you to ensure it meets your lender’s requirements, and should receive an outcome within one day.

Sign off on your loan deal

After your lender approves your formal application, your consultant will let you know and forward you the final loan agreement for you to sign electronically. Once you’ve done this, the funds can be released either to you or to your seller and you can take ownership of your vehicle.