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Looking for cover for your Subaru? Compare online car insurance offers side-by-side instantly today.
Fact checked
Subaru has established itself as a popular car brand in Australia, offering a range of vehicles including SUVs, performance vehicles, hatches and sedans. Because of the variety of models on offer, it’s natural that car insurance prices and needs would vary with them, so it’s important to take the time to pick out the best one available for your needs.
Compare offers from trusted insurers across Australia right here online and filter them based on price, excess and more. Get started with a free, no-obligation quote today and enjoy peace of mind while driving your Subaru with confidence.
The cost of car insurance for your Subaru will differ from one person to the next based on a range of individual variables, such as your profile as a driver, the model you’ve chosen and its value and more.
For instance, the annual cost of comprehensive coverage for a 2020 Subaru Forester 2.5i S5 might range from $858 to $2,771 (or $86 to $259 per month), with an excess of $900. There are several key assumptions which are established to form this quote, which include:
This range was compiled in June 2023 from a variety of car insurance providers, so it's crucial to keep in mind that costs could change over time and between insurance applicants.
You can compare offers for a range of Subaru models, which are:
Your age is a crucial factor in determining your car insurance premiums. Younger drivers often face higher rates due to their limited experience and increased risk of a claim as a result, while older drivers may qualify for lower premiums based on their driving history and maturity on the road.
The state of your driving record also significantly impacts insurance pricing. Drivers who apply for insurance with a history of repeated at-fault claims or driving offences are typically subject to much more expensive premiums, so avoiding these can help you save on your insurance.
One of the most important factors insurers consider is where you’re living. Residing in an area deemed to be a higher risk, such as one with high rates of crime, accidents or extreme weather, can increase premiums. Additionally, parking your Subaru in a garage or off-street can also lower insurance rates.
The value of your Subaru model affects premiums. Generally, more expensive models have higher coverage costs due to increased repair or replacement expenses. You may find this with performance models, for example, where it wouldn’t necessarily be the case for a sedan or hatchback.
Many insurance companies will also offer discounts to policyholders in a range of situations, such as if you bundle multiple policies (for instance, car and home insurance) or sign up online within a certain timeframe. It’s important to make sure these discounts are worth it both in the short and long term.
The most basic type of optional cover available, TPPD insurance can offer protection for damage caused by your vehicle to other people's property. However, no damage to your vehicle will be covered.
A step up from TPPD, TPFT insurance can also cover damage to your vehicle sustained due to a fire or theft (or attempted theft) in addition to third-party property damage if you're in an at-fault accident.
The most extensive (and expensive) form of cover, comprehensive car insurance can also offer cover for damage to your vehicle in an accident, collision and certain weather events on top of the areas TPFT covers.
Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.