Car Insurance for Subaru

Looking for cover for your Subaru? Compare online car insurance offers side-by-side instantly today.

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, updated on February 16th, 2024       

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Subaru has established itself as a popular car brand in Australia, offering a range of vehicles including SUVs, performance vehicles, hatches and sedans. Because of the variety of models on offer, it’s natural that car insurance prices and needs would vary with them, so it’s important to take the time to pick out the best one available for your needs.

Compare offers from trusted insurers across Australia right here online and filter them based on price, excess and more. Get started with a free, no-obligation quote today and enjoy peace of mind while driving your Subaru with confidence.

Subaru Forester

How much does it cost to insure a Subaru in Australia?

The cost of car insurance for your Subaru will differ from one person to the next based on a range of individual variables, such as your profile as a driver, the model you’ve chosen and its value and more.

For instance, the annual cost of comprehensive coverage for a 2020 Subaru Forester 2.5i S5 might range from $858 to $2,771 (or $86 to $259 per month), with an excess of $900. There are several key assumptions which are established to form this quote, which include:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • Only used privately and for commuting
  • Average distance driven per year of 15,000km
  • All drivers over the age of 21
  • Maximum period without making a claim (no-claim bonus Rating 1)

This range was compiled in June 2023 from a variety of car insurance providers, so it's crucial to keep in mind that costs could change over time and between insurance applicants.

You can compare offers for a range of Subaru models, which are:

  • BRZ
  • Crosstrek
  • Forester
  • Impreza
  • Outback
  • WRX

What factors can influence car insurance prices for my Subaru?

The age of the driver

Your age is a crucial factor in determining your car insurance premiums. Younger drivers often face higher rates due to their limited experience and increased risk of a claim as a result, while older drivers may qualify for lower premiums based on their driving history and maturity on the road.

Their driving history

The state of your driving record also significantly impacts insurance pricing. Drivers who apply for insurance with a history of repeated at-fault claims or driving offences are typically subject to much more expensive premiums, so avoiding these can help you save on your insurance.

Their suburb

One of the most important factors insurers consider is where you’re living. Residing in an area deemed to be a higher risk, such as one with high rates of crime, accidents or extreme weather, can increase premiums. Additionally, parking your Subaru in a garage or off-street can also lower insurance rates.

Your Suzuki's value

The value of your Subaru model affects premiums. Generally, more expensive models have higher coverage costs due to increased repair or replacement expenses. You may find this with performance models, for example, where it wouldn’t necessarily be the case for a sedan or hatchback.

Special offers from insurers

Many insurance companies will also offer discounts to policyholders in a range of situations, such as if you bundle multiple policies (for instance, car and home insurance) or sign up online within a certain timeframe. It’s important to make sure these discounts are worth it both in the short and long term.

Types of car insurance for Subaru

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Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Subaru Forester

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