Car Insurance for Porsche

Compare competitive car insurance quotes for your Porsche in one place today.

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, updated on February 16th, 2024       

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Porsche is renowned for its exquisite craftsmanship and high-performance luxury vehicles. Whether you own a sleek sports car, a powerful SUV or a convertible, it's crucial to find the right car insurance coverage to protect your valuable asset. 

Compare online right here and connect with trusted car insurance providers from around Australia. You can easily compare and evaluate offers based on price, excess, coverage and more. Get started with a free, no-obligation quote today and drive your Porsche with confidence.

Porsche Macan

How much does it cost to insure a Porsche in Australia?

The price of car insurance for your Porsche depends on several factors, including the model you’re insuring, your personal profile and elements unique to the business you choose. As a result, it might vary from person to person. Additionally, not all insurers will be able to insure all Porsche models, so you may need to seek out specialist insurance in some cases.

For instance, the comprehensive insurance yearly premium for a 2020 Porsche Macan might range from $2,516 to $5,235, or from $261 to $489 per month, if you choose a $900 excess. These ranges were generated using a set of assumptions, including the following:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • No non-standard modifications or accessories
  • Average distance driven per year of 15,000km
  • Only driven for commuting and private purposes
  • Maximum period without making a claim (no-claim bonus Rating 1)

The price ranges displayed above were collected from a number of Australian insurance providers in June 2023. Several important aspects which are specific to you and your insurer may have an impact on the actual cost of your insurance.

You can compare offers for all Porsche models, which include:

  • 718
  • 911
  • Cayenne
  • Macan
  • Panamera
  • Taycan

What factors can influence car insurance prices for my Porsche?

Age and driving experience

Your age and driving experience play a significant role in determining your car insurance premium. Generally, younger and less experienced drivers may face higher premiums due to their perceived higher risk on the road. You can also expect to pay more for insurance if you have a history of at-fault claims.

Where your Porsche is parked

Where you park your car can affect your insurance premium. If you park your Porsche in a secure garage, it’ll likely be considered less risky and result in lower premiums. On the other hand, parking your car on the street or in an area prone to theft or vandalism may increase your insurance costs.

Type of insurance

The type of insurance policy you choose will affect your premium. Comprehensive insurance generally comes with a higher premium, so third party insurance is cheaper in most cases but offers fewer covered events. It's essential to evaluate your needs and budget to determine the most suitable type of insurance for your car.

The size of your excess

Your chosen excess, which is the amount you agree to pay out of pocket when making a claim, can impact your insurance premium. A higher excess usually results in a lower premium, while a lower excess may lead to a higher premium. Consider your financial situation when selecting your excess amount.

Market or agreed value cover

Choosing between market and agreed value is also important. Market value cover insures your car for its current market value in the event of a write-off, while agreed value cover allows you to agree upon a specific value with your insurer, which may be more useful for valuable cars like Porsches. However, agreed value cover is typically more expensive.

Types of car insurance for Porsche

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Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Porsche Macan

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