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Car Insurance for Nissan

Compare car insurance quotes for your Nissan today.

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Savvy Editorial Team
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, updated on February 16th, 2024       

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Nissan has established itself as among the best-selling manufacturers in Australia, with compact cars, rugged SUVs and electric vehicles counted among their range. With such diversity, the cost of car insurance for different models can vary significantly. 

By comparing online, you can easily weigh up policy options from trusted Australian insurance partners in one place. Explore offers based on price, excess, optional extras and more. Take the first step  today by getting a no-obligation quote.

Nissan Navara

How much does it cost to insure a Nissan in Australia?

The price of car insurance for a Nissan may change significantly across different applicants due to a number of factors, including your driving history, the model you've chosen, and more.

For instance, if you were looking for an example of a car insurance quote, comprehensive coverage for a 2020 Nissan Navara Four-Door Utility SL D23 may cost between $1,023 and $2,989 annually, or $137 and $280 per month, with a $900 excess. These estimates depend on a variety of assumptions, including the following:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • Private use only (not for business)
  • Average distance driven per year of 15,000km
  • Maximum period without making a claim (no-claim bonus Rating 1)
  • No drivers under the age of 21

It's important to keep in mind that costs may change for a variety of reasons, including the various applicant profiles or insurers adjusting their prices or coverage over time. The above ranges were obtained based on a series of quotes from several Australian car insurance providers.

You can compare offers for all Nissan models, which include:

  • Juke
  • Leaf
  • Navara
  • Nissan Z
  • Pathfinder
  • Patrol
  • Qashqai
  • X-Trail

What factors can influence car insurance prices for my Nissan?

Your age and record on the road

Your age and driving record are important factors in determining car insurance costs. Younger drivers and those with a history of accidents or driving offences generally face higher premiums due to the perceived higher risk of a claim. Insurance providers often offer lower rates to experienced drivers with clean records.

Your home and suburb

Your home and where it’s situated will also have a bearing on the cost of your insurance policy. Areas with higher crime rates or greater traffic congestion may lead to increased premiums. Urban areas tend to have higher insurance rates compared to rural areas as a result.

How valuable your vehicle is

Generally, more expensive and luxury cars have higher insurance costs as they require greater repair or replacement expenses. Your policy may also differ in value due to the condition of your vehicle, as those with a history of damage (or unrepaired issues) seen as being at higher risk of malfunction.

The excess you choose

The excess is the amount you agree to pay toward a claim before your coverage kicks in. Opting for a higher excess can lower your premiums, since you bear more financial responsibility in the event of a claim. Conversely, a lower excess often results in higher premiums but reduces your out-of-pocket expenses at the time of a claim.

The insurance you choose to take out

Comprehensive coverage, which provides protection against various risks related both to your vehicle and other people’s property, is typically more expensive than basic coverage options like third party insurance. It's important to assess your needs and budget to select the most appropriate type of coverage.

Types of car insurance for Nissan

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Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Nissan Navara

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