Car Insurance for Nissan

Use Savvy’s 100% free comparison tool to compare car insurance quotes for your Nissan today.

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on June 26th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Nissan has established itself as among the best-selling manufacturers in Australia, with compact cars, rugged SUVs and electric vehicles counted among their range. With such diversity, the cost of car insurance for different models can vary significantly. Fortunately, Savvy is here to assist you in finding the right coverage.

Using our 100% free online comparison service, you can easily compare policy options from our trusted Australian insurance partners in one place. Explore offers based on price, excess, optional extras and more. Take the first step with us today by getting a no-obligation quote.

Nissan Navara

Why compare car insurance with Savvy?

How much does it cost to insure a Nissan in Australia?

The price of car insurance for a Nissan may change significantly across different applicants due to a number of factors, including your driving history, the model you've chosen, and more.

For instance, if you were looking for an example of a car insurance quote, comprehensive coverage for a 2020 Nissan Navara Four-Door Utility SL D23 may cost between $1,023 and $2,989 annually, or $137 and $280 per month, with a $900 excess. These estimates depend on a variety of assumptions, including the following:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • Private use only (not for business)
  • Average distance driven per year of 15,000km
  • Maximum period without making a claim (no-claim bonus Rating 1)
  • No drivers under the age of 21

It's important to keep in mind that costs may change for a variety of reasons, including the various applicant profiles or insurers adjusting their prices or coverage over time. The above ranges were obtained based on a series of quotes from several Australian car insurance providers.

You can compare offers for all Nissan models, which include:

  • Juke
  • Leaf
  • Navara
  • Nissan Z
  • Pathfinder
  • Patrol
  • Qashqai
  • X-Trail

What factors can influence car insurance prices for my Nissan?

Your age and record on the road

Your age and driving record are important factors in determining car insurance costs. Younger drivers and those with a history of accidents or driving offences generally face higher premiums due to the perceived higher risk of a claim. Insurance providers often offer lower rates to experienced drivers with clean records.

Your home and suburb

Your home and where it’s situated will also have a bearing on the cost of your insurance policy. Areas with higher crime rates or greater traffic congestion may lead to increased premiums. Urban areas tend to have higher insurance rates compared to rural areas as a result.

How valuable your vehicle is

Generally, more expensive and luxury cars have higher insurance costs as they require greater repair or replacement expenses. Your policy may also differ in value due to the condition of your vehicle, as those with a history of damage (or unrepaired issues) seen as being at higher risk of malfunction.

The excess you choose

The excess is the amount you agree to pay toward a claim before your coverage kicks in. Opting for a higher excess can lower your premiums, since you bear more financial responsibility in the event of a claim. Conversely, a lower excess often results in higher premiums but reduces your out-of-pocket expenses at the time of a claim.

The insurance you choose to take out

Comprehensive coverage, which provides protection against various risks related both to your vehicle and other people’s property, is typically more expensive than basic coverage options like third party insurance. It's important to assess your needs and budget to select the most appropriate type of coverage.

Types of car insurance for Nissan

Helpful guides on car insurance

Car Insurance Banner - Woman pinches her nose in frustration while sitting at the wheel of her car.

What Voids Car Insurance?

Learn about the common factors that could void your car insurance with Savvy. Car insurance provides protection and peace of...

Car Insurance Banner - Young couple picking out a car to lease at a dealership

Leased Car Insurance

If you are leasing a car in Australia, learn about your car insurance coverage options as well as the role...

Car Insurance Banner - Man squats and holds his hand to his mouth after a car accident with no insurance.

Car Accident No Insurance

Find out more about what you’ll need to do if you don’t have insurance and get in a car accident,...

Compare car insurance options by make

Select your car make and find out how much it may cost to insure, read helpful guides and receive instant quotes from our partnered insurers.

Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.