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Car Insurance for Lexus

Get your Lexus the car insurance it deserves. Compare competitive offers online in minutes.

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, updated on February 16th, 2024       

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Lexus, Toyota’s luxury manufacturing arm, is synonymous with prestige and refinement in the automotive industry. Whether you own a sleek sedan, a versatile SUV or a stylish convertible, it’s important to understand that insurance costs will vary depending on which model you insure.

You can compare car insurance for Lexus right here online. Weigh up policies from trusted insurers in minutes, filtering on factors such as price, excess and more. Get a free, no-obligation quote today.

Lexus UX

How much does it cost to insure a Lexus in Australia?

Several important factors, such as those regarding your driving history, the make and model of your Lexus and your insurer, can each have a big impact on how much your car insurance will cost.

As an example, the price of comprehensive insurance for a 2020 Lexus UX UX200 Luxury could range from as little as $1,336 up to $3,649 per year (or $129 to $341 per month) if you decide on an excess of $900. These quote estimations, however, were obtained based on a number of presumptions, including:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • No modifications or non-standard accessories
  • Average distance driven per year of 15,000km
  • Only driven for commuting and private purposes
  • Maximum period without making a claim (no-claim bonus Rating 1)

The price ranges displayed here were taken from several Australian insurance companies in June 2023. As previously stated, the actual cost of your insurance may vary depending on several important factors specific to you and your insurer.

You can compare offers for all Lexus models, which include:

  • ES
  • LC
  • LS
  • LX
  • NX
  • RX
  • RZ
  • UX

What factors can influence car insurance prices for my Lexus?

Your age

How old you are plays a significant role in determining car insurance costs. Older drivers often face lower premiums due to insurers considering them safer on the road. If you’re a younger driver, such as a student, you may see a decrease in your insurance rates as you gain more driving experience.

Your history of claims

Your claims history is another crucial factor. If you have a history of making at-fault claims or have been involved in accidents, insurers may consider you a higher risk and charge higher premiums. On the other hand, a clean claims record can lead to lower insurance costs.

The policy you select

The type of car insurance policy you select will affect your premiums. Comprehensive coverage typically offers the most extensive protection but tends to be more expensive. However, buying car insurance is about striking the right balance between cost and coverage.

Your optional extras

Adding optional extras such as roadside assistance, rental car coverage or cover for personal belongings in your vehicle can all increase your premiums. While these extras provide added convenience and peace of mind, it’s important to consider whether they’re worth the added cost.

How your car is used

The way you use your vehicle can impact your insurance premiums. If you primarily use your car for personal purposes, such as commuting, you may enjoy lower rates compared to someone using their Lexus party or wholly for business purposes.

Types of car insurance for Lexus

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Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Lexus UX

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