Get your Lexus the car insurance it deserves. Compare competitive offers with Savvy in minutes.
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Lexus, Toyota’s luxury manufacturing arm, is synonymous with prestige and refinement in the automotive industry. Whether you own a sleek sedan, a versatile SUV or a stylish convertible, it’s important to understand that insurance costs will vary depending on which model you insure.
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Several important factors, such as those regarding your driving history, the make and model of your Lexus and your insurer, can each have a big impact on how much your car insurance will cost.
As an example, the price of comprehensive insurance for a 2020 Lexus UX UX200 Luxury could range from as little as $1,336 up to $3,649 per year (or $129 to $341 per month) if you decide on an excess of $900. These quote estimations, however, were obtained based on a number of presumptions, including:
The price ranges displayed here were taken from several Australian insurance companies in June 2023. As previously stated, the actual cost of your insurance may vary depending on several important factors specific to you and your insurer.
You can compare offers for all Lexus models, which include:
How old you are plays a significant role in determining car insurance costs. Older drivers often face lower premiums due to insurers considering them safer on the road. If you’re a younger driver, such as a student, you may see a decrease in your insurance rates as you gain more driving experience.
Your claims history is another crucial factor. If you have a history of making at-fault claims or have been involved in accidents, insurers may consider you a higher risk and charge higher premiums. On the other hand, a clean claims record can lead to lower insurance costs.
The type of car insurance policy you select will affect your premiums. Comprehensive coverage typically offers the most extensive protection but tends to be more expensive. However, buying car insurance is about striking the right balance between cost and coverage.
Adding optional extras such as roadside assistance, rental car coverage or cover for personal belongings in your vehicle can all increase your premiums. While these extras provide added convenience and peace of mind, it’s important to consider whether they’re worth the added cost.
The way you use your vehicle can impact your insurance premiums. If you primarily use your car for personal purposes, such as commuting, you may enjoy lower rates compared to someone using their Lexus party or wholly for business purposes.
The most basic type of optional cover available, TPPD insurance can offer protection for damage caused by your vehicle to other people's property. However, no damage to your vehicle will be covered.
A step up from TPPD, TPFT insurance can also cover damage to your vehicle sustained due to a fire or theft (or attempted theft) in addition to third-party property damage if you're in an at-fault accident.
The most extensive (and expensive) form of cover, comprehensive car insurance can also offer cover for damage to your vehicle in an accident, collision and certain weather events on top of the areas TPFT covers.
Select your car make and find out how much it may cost to insure, read helpful guides and receive instant quotes from our partnered insurers.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
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