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Car Insurance for Land Rover

Whether you’re ferrying the kids or going on off-road adventures, you can compare car insurance for your Land Rover right here.

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, updated on February 16th, 2024       

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Land Rover is renowned in Australia for its rugged and luxurious vehicles. Whether you own a powerful SUV or a versatile 4X4, it's crucial to understand that insurance costs can vary based on the specific Land Rover model you own.

Simplify the process of comparing car insurance right here. You can effortlessly compare policies online from a range of trusted Australian insurers, weighing up factors such as price, excess, and more. Take the first step towards protecting your Land Rover today with a free, no-obligation quote.

Land Rover Range Rover

How much does it cost to insure a Land Rover in Australia?

The price of car insurance for your Land Rover is influenced by several important variables, including your profile, the model you own (or are planning to buy) and variables unique to the insurance provider you select.

For example, the cost of comprehensive insurance for a 2020 Land Rover Defender 90 P300 may be between $1,514 and $3,851 per year, or $146 and $360 per month, with a $900 excess. However, these quote estimates were obtained based on a number of assumptions, such as:

  • 40-year-old male homeowner living in Sydney (postcode 2000)
  • No unrepaired hail damage
  • Average distance driven per year of 15,000km
  • Only driven for commuting and private purposes
  • Maximum period without making a claim (no-claim bonus Rating 1)

The price ranges displayed here were collected from a number of Australian auto insurance providers in June 2023. Several important factors that are specific to you and your insurer may affect the actual cost of your insurance.

You can compare offers for all Land Rover models, which include:

  • Defender
  • Discovery
  • Range Rover

What factors can influence car insurance prices for my Land Rover?

How old you are and your past claims

Your age and claims history play a significant role in determining your insurance costs. Younger drivers or those with a history of accidents or claims may face higher premiums due to perceived higher risk, while those buying cover with a clean slate and experience on the road may net cheaper prices.

Where you live and park your car

Where you're living and parking your Land Rover can impact insurance costs. Urban areas with higher rates of theft, vandalism or congestion may result in higher premiums due to increased risk. Similarly, parking your vehicle in a secure garage or private driveway can potentially lower your insurance costs.

The level of cover you choose

The level of insurance coverage you select for your Land Rover will affect the cost of your premiums. For example, comprehensive coverage typically comes with higher premiums compared to third party coverage options. The trade-off for more coverage is often a greater cost.

How you use your car and how much you drive

Higher annual usage generally increases the risk of accidents in the eyes of insurers, leading to higher premiums. Additionally, if you use your Land Rover for business purposes, it may impact your insurance costs. Those who only use their vehicle privately or for commuting to work may pay less.

Whether you've added optional extras

Adding optional extras to your Land Rover, such as cover for a replacement rental car or personal effects in your vehicle, can often come at a further cost. Because of this, it’s important to consider the importance of these extras and whether they’re worth the cost (and if any insurers offer them for free).

Types of car insurance for Land Rover

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Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

Land Rover Range Rover

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