Pet Insurance Western Australia
Wherever you are in WA, you can compare pet insurance quotes side by side with Savvy's free comparison tool today.
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Compare pet insurance
Looking into pet insurance for your beloved furry friend? Whether you have a playful pup or a curious cat, you can compare pet insurance options from a range of providers and find the perfect coverage that suits your pet's unique needs and your budget.
Fetch Care Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
Petsy Most Popular 80% Cover $150 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Fetch Premium Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
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Multi-award winning pet insurance designed with the help of vets.More details |
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Petsy Value Cover 80% Cover $500 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Petsy Top Cover |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
Disclaimer: Savvy is not advising or recommending any particular product to you. We provide general information on products for the purposes of comparison, but your personal situation or goals are not considered here. Although we try to make our comparisons as thorough as possible, we do not have information on all products on the market on our site.
Savvy earns a commission each time a customer buys a pet insurance policy through our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via the individual pet insurance companies.
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Whether you’re contemplating a move to Western Australia or you’re already there, as a pet owner in the state it’s important to ensure you have the right pet insurance for your animal companion. However, with so many options available, choosing a pet insurance policy can feel overwhelming. That’s where Savvy comes in.
Our free online comparison platform allows you to compare a range of quotes from a panel of trusted partners in moments. So whether you’re in lively Perth, soaking up the scenery in Margaret River or are anywhere else within this expansive state, we can help you find a policy that suits you and your pet’s needs. Get started with a free, no-obligation quote today.
What is pet insurance and what types are available in Western Australia?
Pet insurance acts as a financial buffer against the costs of veterinary care for your pets. Similar to health insurance for humans, pet insurance covers various medical expenses, ensuring your pets receive the necessary medical attention without straining your wallet. In WA, you’ll find several types of pet insurance policies, each offering different levels of coverage:
- Accident-only: this type of policy focuses on medical expenses stemming from accidental injuries like fractures, cuts and ingesting foreign objects.
- Accident and illness: going beyond accidents, this policy covers a range of illnesses as well. This typically includes treatments for conditions such as cancer, gastrointestinal issues and eye, ear and skin problems.
- Comprehensive: the most extensive form of pet insurance, this type of policy covers both accidents and illnesses and might also include optional extras like routine care and dental illness coverage.
How much will insurance cost for my pet in Western Australia?
The cost of pet insurance in WA depends on various factors, including:
- Coverage level: comprehensive coverage might cost more compared to accident-only coverage, as it offers a wider range of protection.
- Pet’s type, breed, and age: some breeds are predisposed to certain health issues, while senior pets might have higher premiums due to potential health risks.
- Location: veterinary costs can vary between regions, which can impact insurance premiums. Urban areas might have higher veterinary costs, leading to slightly higher premiums.
- Excess and reimbursement levels: opting for a higher excess or lower reimbursement rate could lower premiums but may increase your out-of-pocket costs for each claim.
- Pre-existing conditions: pets with pre-existing conditions might face higher premiums or limitations on coverage.
- Discounts and promotions: some insurers offer discounts for new policies, or multi-pet discounts if you're insuring more than one pet with the same provider.
How do I compare pet insurance in Western Australia?
Comparing pet insurance policies in WA involves considering several factors:
- Your pet’s needs: evaluate your pet’s age, breed, health and lifestyle. Different pets have varying healthcare needs and potential risks, which influence the choice of policy.
- Coverage options: scrutinise the details of different pet insurance policies to understand what’s covered and what’s not.
- Premiums: compare policy costs from different insurers, keeping in mind that cheaper policies might offer limited protection compared to more comprehensive options.
- Excess: the excess is your out-of-pocket payment when making a claim. Higher excess might lead to lower premiums, but ensure you can afford the potential costs when making a claim.
- Benefit percentage and annual limits: examine the benefit percentage (the portion covered by the insurer for eligible vet expenses) and the annual benefit limit (the maximum insurer payment for qualifying treatment in a policy year). Opting for higher limits might lead to lower out-of-pocket expenses.
- Waiting periods: some conditions might involve waiting periods before coverage starts. These periods can vary between insurers, so it is important to review policy stipulations.
- Policy exclusions: familiarise yourself with policy exclusions to understand situations that lack coverage. These exclusions could involve pre-existing conditions, hereditary concerns and specific elective procedures.
Types of pet insurance you can choose from
This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.
This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.
This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.
Why compare pet insurance with Savvy?
100% free
Our comparison service is free to use, providing you with a range of pet insurance quotes at no cost.
Compare in two minutes
You'll be able to compare offers online side by side in a matter of minutes before you buy.
Choice of insurers
We’ve partnered with a range of pet insurers to give you more choice when selecting a policy.