Pet Insurance for Birds

Find out about insurance options for your pet bird and compare pet insurance quotes for your animal companions with Savvy.

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, updated on October 6th, 2023       

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Pet bird insurance

Compare pet insurance

Looking into pet insurance for your beloved furry friend? Whether you have a playful pup or a curious cat, you can compare pet insurance options from a range of providers and find the perfect coverage that suits your pet's unique needs and your budget. 

site-logos Fetch Care Plan

Annual benefits limit

Excess

% Benefits reimbursement rate

Covers illness?

Covers accidental injuries?

$30,000 $100 80%, 90% or 100% pros-item-petins pros-item-petins

Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.

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site-logos Petsy Most Popular 80% Cover $150 Excess

Annual benefits limit

Excess

% Benefits reimbursement rate

Covers illness?

Covers accidental injuries?

$25,000 $150 80% pros-item-petins pros-item-petins

Protect your furry friend with Petsy's pet insurance policy. Get a free quote.

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site-logos Fetch Premium Plan

Annual benefits limit

Excess

% Benefits reimbursement rate

Covers illness?

Covers accidental injuries?

$30,000 $0 80% or 90% pros-item-petins pros-item-petins

Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.

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site-logos Knose Pet Insurance

Annual benefits limit

Excess

% Benefits reimbursement rate

Covers illness?

Covers accidental injuries?

$7,500, $12,500 or $25,000 $0 / $100 / $200 70%, 80% or 90% pros-item-petins pros-item-petins

Multi-award winning pet insurance designed with the help of vets.

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site-logos Petsy Value Cover 80% Cover $500 Excess

Annual benefits limit

Excess

% Benefits reimbursement rate

Covers illness?

Covers accidental injuries?

$10,000 $500 80% pros-item-petins pros-item-petins

Protect your furry friend with Petsy's pet insurance policy. Get a free quote.

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site-logos Petsy Top Cover

Annual benefits limit

Excess

% Benefits reimbursement rate

Covers illness?

Covers accidental injuries?

$25,000 $0 / $150 / $500 90% pros-item-petins pros-item-petins

Protect your furry friend with Petsy's pet insurance policy. Get a free quote.

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Disclaimer: Savvy is not advising or recommending any particular product to you. We provide general information on products for the purposes of comparison, but your personal situation or goals are not considered here. Although we try to make our comparisons as thorough as possible, we do not have information on all products on the market on our site.

Savvy earns a commission each time a customer buys a pet insurance policy through our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via the individual pet insurance companies.

You should always consult a given offer's PDS or further documentation in the process of deciding on which loan to choose, as well as seeking independent, professional advice. If you decide to apply with one of the lenders listed above via our website, you will not be dealing with Savvy; any applications or enquiries will be conducted directly with the lender offering that product.

As a bird owner, taking care of your feathered friend is a top priority. Pet insurance is one way to do this, helping to cover the costs for veterinary care and support their health and well-being. If you are looking for a pet insurance plan, Savvy can help.

With our free online comparison tool, you can compare pet insurance plans in minutes. Simply enter details of your animal and its need to receive a range of quotes from trusted insurers. Get started with a free, no-obligation quote today.

What does pet insurance for birds cover?

Bird insurance is a specialised form of exotic pet insurance designed to provide coverage for the well-being of your avian companion. Just like a dog or cat, birds can face health challenges, and having bird insurance means you’re prepared for unexpected medical expenses and more. This type of insurance covers various aspects of your bird’s care, ensuring you can provide the necessary treatment and cover other costs without worrying about the financial implications. This may include:

  • Veterinary fees: covering the costs of medical care for injuries and illnesses, ensuring your bird gets the treatment it needs.
  • Alternative or complementary treatment: supporting treatments like acupuncture, physiotherapy and herbal medicine recommended by your vet, alongside standard care.
  • Referral hospital or specialist vet: assisting with costs when your bird needs specialised treatment from a referral or specialist veterinarian.
  • Diagnostic examinations: covering expenses for advanced tests like MRI, CT scans or CAT scans to diagnose health issues accurately.
  • Advertising and reward expenses: providing help if your bird is lost or stolen, covering advertising costs and rewards to help bring them back.
  • Third-party liability: protecting you in case your bird causes harm or damage to others, covering related costs.
  • Loss from not returning: specifically for bird of prey owners, covering the loss if your bird doesn't return during flight.

Are there any limitations or exclusions on bird insurance?

When it comes to bird insurance, it’s crucial to be aware of potential limitations and exclusions that can impact your coverage. Policies may vary, so review the product disclosure statement (PDS) to understand the specifics. Some potential restrictions to keep in mind include:

  • Pre-existing conditions: health issues your bird had before the insurance policy started.
  • Age limits: insurance for birds may have an age range, typically covering birds between 12 weeks and 25 years.
  • Waiting periods: a set period that must elapse before coverage takes effect for specific conditions or treatments, often 21 days for birds.
  • Annual limits and benefit percentages: many policies impose annual coverage limits, and insurers may reimburse only a portion of eligible expenses.
  • Excess: a predetermined amount you must pay per claim before insurance coverage applies.
  • Availability: due to the unique nature of exotic pet insurance, options for bird coverage in Australia may be limited, with few insurers offering exotic pet insurance.

What types of birds can be insured in Australia?

Various types of birds and birds of prey are eligible for insurance coverage, including:

  • Canaries
  • Chickens
  • Cockatoos
  • Finches
  • Lovebirds
  • Lorikeets
  • Macaws
  • Parrots
  • Budgerigars
  • Emus
  • Ducks
  • Buzzard
  • Falcons
  • Eagles
  • Owls
  • Goshawks
  • Hawks
  • Kestrels
  • Kites

It’s important to note that while many bird species, native and otherwise, can be kept as pets and insured in Australia, it is illegal to capture birds from the wild for the purpose of keeping them as pets.

What health issues can affect my pet bird?

Birds can be afflicted by a variety of health problems, treatment for which may be covered by your pet insurance. Common conditions that pet birds can experience include:  

  • Respiratory infections: birds are susceptible to respiratory infections, often caused by bacteria or viruses. Symptoms may include sneezing, nasal discharge, coughing and difficulty breathing.
  • Psittacosis (parrot fever): A bacterial infection that affects various bird species, including parrots and cockatiels. It can cause respiratory symptoms, lethargy and loss of appetite.
  • Feather plucking: behavioural disorder where birds excessively pluck their own feathers, often due to stress, boredom or underlying health issues.
  • Beak and feather disease: a viral infection causing feather loss, beak deformities and weakened immune systems.
  • Avian pox: viral infection resulting in skin lesions, swollen eyes and respiratory issues.
  • Gastrointestinal disorders: birds can suffer from digestive problems, such as infections, diarrhea and malnutrition.
  • Mites and lice: external parasites that can cause skin irritation, feather loss, and general discomfort.
  • Chlamydiosis (Psittacosis): a bacterial infection causing flu-like symptoms in birds and potential transmission to humans.

Regular veterinary check-ups and a healthy diet can help prevent and manage many of these illnesses. If you notice any changes in your bird’s behaviour, appetite or appearance, it’s important to consult your vet.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

How to claim on pet insurance for your bird

Frequently asked questions about pet insurance for birds

Can I choose any vet for my pet bird?

Yes – most pet insurance policies allow you to choose your preferred vet. As a bird owner, you may require a specialist vet who has experience in treating birds and other exotic animals.

Is microchipping required for pet birds to get insurance?

No – microchipping is not usually a requirement for getting pet insurance for birds. However, it can be helpful for identifying your bird in case it gets lost or escapes. Check with your insurance provider for any specific requirements or recommendations regarding microchipping.

Which other animals can be covered under exotic pet insurance?

Besides birds, other exotic pets commonly covered by insurance in Australia include reptiles (like snakes, lizards and turtles) and small mammals (such as guinea pigs, ferrets and rabbits). 

Can I insure more than one animal on my pet insurance?

Yes – if you have more than one pet, you may be able to insure them under the same policy. Many insurers offer multi-pet policies, which can be a convenient way to get cover for all animals in your household and often comes at a discounted price.