Pet Insurance Australian Capital Territory
Do you live in Canberra and are you wondering about pet insurance in the Australian Capital Territory? Compare pet insurance polices in the ACT right here with Savvy.
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Compare pet insurance
Looking into pet insurance for your beloved furry friend? Whether you have a playful pup or a curious cat, you can compare pet insurance options from a range of providers and find the perfect coverage that suits your pet's unique needs and your budget.
Fetch Care Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
Petsy Most Popular 80% Cover $150 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Fetch Premium Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
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Multi-award winning pet insurance designed with the help of vets.More details |
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Petsy Value Cover 80% Cover $500 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Petsy Top Cover |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Savvy earns a commission each time a customer buys a pet insurance policy through our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via the individual pet insurance companies.
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In the Australian Capital Territory (ACT), pet owners are fortunate to have a wealth of options for insuring their furry family members. When it comes to pet insurance, comparing policies is crucial if you want to ensure you get a great deal for your pet’s protection.
Here at Savvy, we provide a 100% free comparison service, allowing you to explore and select the best possible deal from our range of pet insurance providers. From tailored plans to comprehensive policies, we're here to help you choose the pet insurance policy that best suits your pet’s needs and your budget, so start comparing policies here with Savvy today!
What is pet insurance, and what types are available in Canberra?
In Canberra, pet insurance can be a vital tool for securing the health and happiness of your furry family members. It provides financial benefits when your pets require medical attention due to accidents or illnesses, allowing you to focus on their well-being without worrying so much about the cost.
There are typically three basic types of pet insurance:
- Accident-only coverage: This is the most basic plan available, and covers expenses stemming from unforeseen accidents, like injuries from car accidents or falls. It also offers cover for insect and snake bites and other accidental injuries. However, it doesn't include coverage for illnesses or routine pet care.
- Accident and illness coverage: A mid-range cost option, this type of insurance extends coverage to various illnesses, such as cancer, infections, and chronic conditions like diabetes and arthritis. Routine care, such as vaccinations, may still not be included.
- Comprehensive coverage: For complete peace of mind, you can opt for comprehensive coverage, the most extensive option. It includes accidents, illnesses, and often routine care such as vaccinations and deworming, offering comprehensive protection for your pet.
When considering which is the best pet insurance available in the ACT, it's essential to compare your options meticulously and select coverage that aligns with your pet's specific needs and your budget. Savvy can assist you in navigating the choices and finding the right policy to ensure your furry friends' well-being.
How much will insurance cost for my pet in Canberra?
The cost of pet insurance in Canberra will vary widely based on several different factors. On average, basic pet insurance ranges from $20 to $60 per month. Generally, the cost of insurance is cheaper for cats than for dogs, and the younger your pet is, the cheaper the insurance may be.
The actual cost of your pet's insurance can be influenced by the following factors:
- Breed and type of animal: Different breeds and types of animals may have varying insurance costs. This is because some breeds are predisposed to specific health conditions, which can affect the premium. For example, insuring a purebred dog with known genetic health issues may be more expensive.
- Pet's age: The age of your pet is a significant factor. Younger pets typically have lower premiums compared to older ones because they are less prone to age-related health issues.
- Type of insurance chosen: The level of coverage you select also impacts the cost. Accident-only coverage tends to be more affordable than comprehensive policies, which cover both accidents and illnesses and some routine care too. Some pet owners opt for a mid-range option that covers accidents and specified illnesses only.
- Additional cover options: If you choose to add optional coverage, such as dental care to your policy, this will increase the cost.
- Pre-existing conditions: Pets with pre-existing medical conditions may be charged higher premiums, or their pre-existing condition may not be eligible for cover.
- Discounts: Some insurers offer multi-pet discounts of either 5% or 10% if you insure more than one pet. Additionally, discounts may be available for policies purchased online or for specific affiliations, like membership of a pet-related organisation.
To determine the exact cost of pet insurance for your pet in Canberra, it's advisable to obtain quotes from multiple insurance providers. This allows you to compare policies and choose the one that best suits your pet's needs and your budget. Savvy offers a free comparison service to help you find the right pet insurance at the best possible price from our range of trusted insurers.
How do I compare pet insurance in the ACT?
When it comes to comparing pet insurance policies, you're making a crucial choice for your beloved pet. Here's a step-by-step guide to help you effectively compare pet insurance policies:
Assess your pet's needs: Start by identifying your pet's specific healthcare requirements. Consider factors like breed-related risks, pre-existing conditions, and potential future health concerns.
Coverage type: Determine the type of pet insurance that suits you best – whether it's accident-only, accident and illness, or comprehensive coverage. Align your choice with your pet's overall health and your budget.
Premiums: Compare the monthly or annual premium costs across policies while staying within your budget. Ensure that the chosen coverage meets your pet's healthcare needs.
Excess: This is the amount you will have to contribute towards each claim. Opting for a higher excess can lead to lower premiums.
Benefit limits: Investigate the annual benefit limit offered by each policy. Higher limits provide greater financial security, particularly for pets requiring expensive treatments.
Benefit percentage: Consider the benefit percentage provided by each policy. The percentage a policy will pay of the total bill is generally between 50% and 90%. A higher percentage means the insurer covers more of the vet bills, reducing your financial contribution but increasing the cost of the policy.
Exclusions: Familiarise yourself with any policy exclusions, which are conditions or treatments not covered by the insurance, such as pre-existing conditions or pregnancy.
Discount opportunities: Check for potential discounts, such as multi-pet discounts or reduced premiums for insuring young pets.
Types of pet insurance you can choose from
This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.
This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.
This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.
Why compare pet insurance with Savvy?
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Our comparison service is free to use, providing you with a range of pet insurance quotes at no cost.
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You'll be able to compare offers online side by side in a matter of minutes before you buy.
Choice of insurers
We’ve partnered with a range of pet insurers to give you more choice when selecting a policy.