I need a $30,000 personal loan with bad credit
Sometimes, the expenses that life throws at us just can’t wait. If you’ve struggled with credit in the past, you won’t be able to access a $30,000 personal loan, but that doesn’t mean you can’t get approved at all. Find out more about the options at your disposal, even with a bad credit score, here with Savvy.
I want to borrow:
Over how long?
|Wisr Unsecured Personal Loan|
Borrow between $5,000 and $64,000 with great low rates for excellent credit. Get a personalised rate estimate in 2 minutes that won't impact your credit score.More details
|Plenti Unsecured Personal Loan (Excellent Credit)|
Apply for an unsecured personal loan and enjoy low rates for excellent credit. With no early repayment or exit fees, there’s a lot to love about this loan.More details
|OurMoneyMarket Unsecured Personal Loan|
Apply for an unsecured personal loan between $2001 to $75,000 for a variety of loan purposes. Get a personalised rate estimate in minutes without impact your credit score.More details
|Harmoney Unsecured Personal Loan|
Borrow up to $70,000 with personalised rates and repay over 3,5 or 7 years loan terms.More details
Disclaimer: A comparison rate indicates the true cost of a loan. The comparison rate displayed for this advertiser is calculated based on a loan amount of $30,000 over 5 years and represents the effective rate on the loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
The features of a bad credit personal loan through Savvy
Personal loans are often an effective way of managing your outstanding debts, bringing them under one loan and rate to potentially save you money.
When you don’t have the funds to pay for a trip to the hospital or a necessary procedure, a personal loan will help you pay for it on your terms.
We can connect you to lenders who are able to accept Centrelink income such as disability, veterans’, carers’ and other pensions as part of your total earnings.
You get to decide how often you make contributions to your loan, whether they be made on a monthly, fortnightly or weekly basis.
You won’t need to pay any substantial lump sum as part of your personal loan, with 100% financing available to cover what you need.
There aren’t any major fees that you’ll be required to pay, either, with your loan’s establishment fee built into your pay instalments.
Why Australians choose Savvy?
How to maximise your borrowing power with bad credit
Apply with security
As seen above, adding security to your loan will, in almost all cases, increase your chances of approval for a greater loan amount. While bad credit personal loan financiers who accept security are rare, there are specialist lenders who do operate in this area and can help you out. You could potentially increase your borrowing power to up to $15,000 in this event.
Submitting an application for a loan you’re not eligible to take on is an avoidable way to have a rejection appear on your credit file.