Health Insurance For Massage

Compare quotes for health insurance which includes remedial massage with Savvy. 

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on July 6th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Health Insurance Banner - A young woman receiving a neck and back massage from a physio

We’ve partnered with Compare Club to bring you a range of health insurance policies to help you compare them side by side.

Are you experiencing aches and pains following surgery or other health treatments? If so, it may be suggested that you receive a remedial massage to assist with your healing, so you might be wondering if your health insurance covers it. Health funds can offer cover for physiotherapy, which includes massage, and you can compare offers that can help with the cost through Savvy.  

You can compare a range of quotes from a panel of leading health insurers online almost instantly through us. Just fill out a few details about the cover you’re after and you could have a range of policies to compare which come with remedial massage included. Get your health insurance needs sorted through us today.    

What is remedial massage and which health insurance policies cover it?

Remedial massage isn't the same thing as a massage which is given for relaxation and pleasure; it's a form of physiotherapy which can be of great help to aid healing or relieve chronic pain. Remedial massage is often prescribed following surgery, particularly if you’ve suffered burns or a major invasive procedure such as a knee replacement, other joint replacement or back surgery. 

Physiotherapy which is given to you while you’re an inpatient in hospital may be covered by your hospital cover policy. However, once you’ve been discharged from hospital, the treatment will fall under your extras policy benefits.  

Massage and physiotherapy are offered with many higher-level extras policies. The amount of money you'll be able to claim back will depend on the level of extras cover you’ve purchased. For example, some cheaper extras policy may only allow $150 per year for physiotherapy, while more expensive policies may offer up to $800 or more for this category of treatment. In addition, remedial massage can be delivered in conjunction with other natural therapies, with limits potentially applying across multiple treatment types in some cases. 

For this reason, it’s important to compare extras cover policies with Savvy to make sure that the policy you eventually buy does adequately cover your health needs.  

Is remedial massage covered by Medicare?

Remedial massage and physiotherapy out of a hospital setting aren’t covered by Medicare, so if you want cover for this area of treatment, you’ll have to look to private health insurance to assist with the cost. 

Some cheaper extras policies also don’t include cover for remedial massage, so you may have to look at more comprehensive plans to get cover for this type of treatment. For this reason, it’s a great idea to compare health insurance policies carefully through Savvy so you know exactly what is and isn’t covered by the policy you’re considering. 

You can compare a range of quotes for extras cover quickly and easily through us. If you require assistance with your purchase, you can ask for a call back and a health insurance specialist can discuss your choices and help make the process of buying your new health insurance simpler.

Types of health insurance

Why compare health insurance through Savvy?

Frequently asked questions about health insurance for massage

What types of massage aren’t covered by extras health insurance?

Massages given by non-qualified practitioners or those given purely for pleasure won’t be covered by your health insurance. Remedial massages must be provided by a licenced practitioner who has a qualification in physiotherapy or a similar related field.

Do I have to get a referral from a doctor before I can get a remedial massage?

This will depend on the rules of your particular health fund. Extras policies will only cover treatment that is considered medically necessary, so you may need a referral from your GP to prove to your fund that your remedial massage is medically necessary. 

How long is the waiting period before I can make a claim for remedial massage?

The waiting period you may have to serve if you haven’t previously had cover for remedial massage may depend on your insurer and the level of cover you buy, but is often set at two months. This is because the waiting periods offered with extras cover are less tightly regulated by the Australian Government, making it even more important to compare extras policies carefully. However, if you’ve already served this waiting period with another health fund, or you’re swapping funds to a similar-level policy, you may not have to serve the waiting period again.  

Is acupuncture also included in extras cover?

Acupuncture can be an adjunct treatment to remedial massage to help relieve pain in a particular area of the body. Some higher-level extras policies do offer cover for acupuncture but, like remedial massage, it isn’t common to have this cover with cheap extras policies. 

Helpful health insurance guides

Health Insurance Banner - Young woman looking at health insurance documents at a desk

Health Insurance Loading

Nearly 30? Find out what the Lifetime Health Cover loading is and how it may affect you here with Savvy....

Health Insurance Banner - Man smiling while looking at his laptop in an office

Best Health Insurance

Compare some of the best health insurance quotes from a trusted panel of insurers with Savvy.   Compare quotes now...

Disclaimer:

Savvy is partnered with Compare Club Australia Pty Ltd (AFS representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326) to provide readers with a variety of health insurance policies to compare. Savvy earns a commission from Compare Club each time a customer buys a health insurance policy via our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via Compare Club.

Savvy’s comparison service is provided by Compare Club. Compare Club compares selected products from a panel of trusted insurers and does not compare all products in the market.

Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy.

For any further information on the variety of insurers compared by Compare Club or how their business works, you can read their Financial Services Guide.