Terms and conditions:

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Eligibility: The Savvy Monthly $100 Giveaway Competition (the “Competition”) is open only to those who sign up at the competition page located at https://www.savvy.com.au/competition/ and who are 18+ as of the date of entry. The competition is only open to legal residents of Australia and is void where prohibited by law. All entrants must have a valid email address, which must be used to enter the required verification code, as well as a valid phone number and postcode.

Employees of Quantum Savvy Pty Ltd, trading as Savvy (the “Sponsor”), their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Competition. The Competition is subject to all applicable federal, state and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, you agree to be fully unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of the Sponsor as final and binding as they relate to the content. The Competition is subject to all applicable federal, state and local laws.

3. Competition Period: Entries will be accepted online starting on the first calendar day of the month at 09:00am and ending on the last calendar day of the month at 05:00pm. All entries must be received by the end of the competition period. Any entries received outside the competition period will not be considered.

4. How to Enter: The Competition must be entered by submitting an entry using the online form provided on this Competition site, located at https://www.savvy.com.au/competition/. The entry must fulfil all competition requirements, as specified, to be eligible to win a prize. You must supply the following information when entering the competition: your first and last name, your email address, your phone number and your postcode.

Participants are permitted to enter the competition once per month. Every valid entry grants one (1) entry point. Once entered, participants will receive a unique link, which may be used to refer friends to enter the competition. For each referral sent by an entrant which results in an additional valid entry to that month’s competition using the unique code, the referring entrant will receive an additional one (1) entry point. Participants can refer up to twenty (20) additional participants and receive a maximum of twenty (20) additional entry points. Only five (5) valid unique entries are permitted per IP address. Referrals may be made via Facebook Messenger, WhatsApp, X, email or SMS.

Entries that are not complete or do not adhere to the rules or specifications may be disqualified at the sole discretion of the Sponsor. You may enter only once and you must fill in the information requested. You may not enter more times than indicated by using multiple email addresses, identities or devices in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules your submission may be removed from eligibility at the sole discretion of the Sponsor.

5. Prizes: Winners will receive:

Gift Card (1) valued at $100

Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by the Sponsor. No cash or other prize substitution permitted except at Sponsor’s discretion. The prize is non-transferable. Any and all prize related expenses, including without limitation any and all federal, state and/or local taxes shall be the sole responsibility of the winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by winners is permitted. Acceptance of prize constitutes permission for Sponsor to use winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received and the number of entry points generated through successful referrals.

7. Winner Selection and Notification: Winners of the Competition will be selected in a random drawing under the supervision of the Sponsor. Winners will be notified via email to the email address they entered the Competition with within five (5) days following the winner selection. Sponsor shall have no liability for a winner’s failure to receive notices due to winner’s spam, junk e-mail or other security settings or for winner’s provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 72 hours from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, the prize may be forfeited and an alternate winner selected.

The receipt by winner of the prize offered in this Competition is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR’S SOLE DISCRETION) WILL RESULT IN SUCH WINNER’S DISQUALIFICATION AS WINNER OF THE COMPETITION AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this Competition you understand that the Sponsor, anyone acting on behalf of the Sponsor, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner’s name, portrait, picture, voice, likeness, image or statements about the Competition, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.

9. Terms: Sponsor reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Competition should (in its sole discretion) a virus, bugs, non-authorised human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Competition. In such a case, Sponsor may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by Sponsor.

Sponsor reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Competition or website or violates these Terms & Conditions.

Sponsor has the right, in its sole discretion, to maintain the integrity of the Competition, to void entries for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer or IP address in excess of that allowed by competition rules; or the use of bots, macros or scripts or other technical means for entering. Any attempt by an entrant to deliberately damage any web site or undermine the legitimate operation of the competition may be a violation of criminal and civil laws and should such an attempt be made, Quantum Savvy Pty Ltd reserves the right to seek damages from any such person to the fullest extent permitted by law.

By entering the Competition you agree to receive email newsletters periodically from the Sponsor. You can opt out of receiving this communication at any time by clicking the unsubscribe link in the newsletter.

10. Limitation of Liability: By entering you agree to release and hold harmless the Sponsor and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant’s participation in the competition and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorised human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.

11. Disputes: THIS COMPETITION IS GOVERNED BY THE LAWS OF AUSTRALIA AND SOUTH AUSTRALIA WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Competition, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Competition, shall be resolved individually, without resort to any form of class action, exclusively before a court located in South Australia having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable legal fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Competition), and participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Sponsor’s Web Site. To read the Privacy Policy, click here.

13. Winners List: To obtain a copy of the winner’s name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: Quantum Savvy Pty Ltd, 1/145 The Parade, Norwood, Adelaide, SA 5067. Requests must be received no later than 60 days after the Promotion ends.

14. Sponsor: The Sponsor of the Competition is Quantum Savvy Pty Ltd, 1/145 The Parade, Norwood, Adelaide, SA 5067.

15. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, X, WhatsApp or Google. You understand that you are providing your information to the owner of this competition and not to Facebook, X, WhatsApp or Google.