5 costs to consider when purchasing a car interstate

Last updated on February 29th, 2024
  Written by 
Bill Tsouvalas
Bill Tsouvalas is the managing director and a key company spokesperson at Savvy. As a personal finance expert, he often shares his insights on a range of topics, being featured on leading news outlets including News Corp publications such as the Daily Telegraph and Herald Sun, Fairfax Media publications such as the Australian Financial Review, the Seven Network and more. Bill has over 15 years of experience working in the finance industry and founded Savvy in 2010 with a vision to provide affordable and accessible finance options to all Australians. He has built Savvy from a small asset finance brokerage into a financial comparison website which now attracts close to 2 million Aussies per year and was included in the BRW’s Fast 100 in 2015 as one of the fastest-growing companies in the country. He’s passionate about helping Australians make financially savvy decisions and reviews content across the brand to ensure its accuracy. You can follow Bill on LinkedIn.
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1. The cost of transferring the registration into your name

There are a few costs that are involved before you are able to freely own and drive your car. It is important that you prepare your car buying budget to cover the cost of transferring the vehicle’s registration into your name which is also known as ‘rego’. This needs to happen after 14 days of purchasing a car. This process is usually done for used cars. If you are purchasing a new car you will have to organise a new registration of the car.

2. Getting the car to you

You want to get the car to you as soon as possible so that you can start making use of your new wheels. However, if you have not calculated the costs of getting the car to you, you might find yourself with an out of pocket expense. The cost of getting the vehicle to you will differ on how far it is and whether you decide to pick it up yourself or you choose to use a long-haul drive or have it shipped. You can compare your options to find the best one that will help you manage the costs.

3. Roadworthy certificates

Additionally, to register the car in your state you will have to cover the cost of getting a roadworthy and safety certificate which is also known as a pink slip. The costs for getting these certificates will vary from state to state. Therefore, you will need to check with the transport department in your state to know which cost will apply to you.

4. Fuel costs

Getting the car to you costs fuel, meaning you will need to consider your options that are fuel efficient and will not cost you more when transporting your car. Keep in mind that if you plan to pick the car up yourself the average car burns 7.7 to 11.9 litres of fuel per 100km, which can end up costing you anything between $150 – $200 or more. You will also have to factor in food and some possible accommodation costs too.

5. Insuring your car

Insuring your vehicle is one of the costs that come with registering your vehicle. This means that you will have to pay for Compulsory Third Party insurance, which is also known as CTP. This cost is usually attached to the registration fee in most states, but in other states, you could be required to pay for this separately.

Checking a car before putting your hard-earned cash on it is vital. You can run checks on the car through search sites such as Car History, Australasian New Car Assessment Program, and PPSR check to know that it is of good quality and it doesn’t come with issues.

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This guide provides general information and does not consider your individual needs, finances or objectives. We do not make any recommendation or suggestion about which product is best for you based on your specific situation and we do not compare all companies in the market, or all products offered by all companies. It’s always important to consider whether professional financial, legal or taxation advice is appropriate for you before choosing or purchasing a financial product.

The content on our website is produced by experts in the field of finance and reviewed as part of our editorial guidelines. We endeavour to keep all information across our site updated with accurate information.

Approval for car loans is always subject to our lender’s terms, conditions and qualification criteria. Lenders will undertake a credit check in line with responsible lending obligations to help determine whether you’re in a position to take on the loan you’re applying for.

The interest rate, comparison rate, fees and monthly repayments will depend on factors specific to your profile, such as your financial situation, as well others, such as the loan’s size and your chosen repayment term. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, aren’t included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate.

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