- 9 out of 10 Australians do not understand their credit cards
June 6, 2023
9 out of 10 Australians miss the devil in the details There are as many as 14 million open credit card accounts in Australia with an outstanding balance of nearly $45 billion in Australia. Aussies tend to take out a credit card to handle day-to-day expenses or to consolidate debt....
- Australians plan to go big with rewards this festive season
June 6, 2023
Tis the season to be gifting The festive season is synonymous with buying gifts for our loved ones, and the budget for spending on some gifts are large. With the average Australian planning to fork out $464, some Aussies are planning on finding ways to maximise their credit card rewards to cover...
- 5 ways to increase your credit rating
June 6, 2023
Pay your bills on time You know those payments you keep putting off in your day to day life? Stop! These small bad habits of not bills on time can later affect your credit score. Even if you missed your payment for two days, it makes you look untrustworthy to...
- How to protect yourself from becoming financially vulnerable?
March 27, 2024
Pay off your bills when you are not working Not being able to go to work is due to circumstances that are out of your control can keep anyone up the night, especially when you have bills to pay. According to a study by Deloitte, 6 million Australians are at...
- 4 things to consider before buying business insurance
June 6, 2023
Know the industry risks You may have assessed your business inside and out to see what could possibly go wrong, but have you checked the risks that come within the industry you are planning to run it in? Small businesses are faced with the struggle of keeping their doors open...
- How to protect your home when you are away?
July 28, 2021
Have you ensured your home is leak proof? Having a burst geyser or taps that have been left open by mistake can be costly. Not only will it damage your valuables while you are away, but it could also cause your water bill to skyrocket. Check for any problem areas...
- Will your insurance cover you if your car is damage by mother nature?
June 2, 2023
Does the insurance policy cover you for natural disasters? There is a wide range of insurance policies that are offered by insurers to ensure that you are adequately covered. However, not all insurance policies are created equal. When it comes to finding a policy that covers you for damages caused...
- Pros and cons of a car loan
July 28, 2021
What are the pros of a car loan? Purchase a car with no money down- The most obvious benefit of a car loan is that you are able to purchase the car without having to pay anything upfront. 100% financing is common practice. Most people do not have the necessary...
- Kia Finance Options
July 28, 2021
How do I get car finance? Qualifying for car finance isn’t tricky. You’ll need to be at least eighteen years of age and a resident or citizen of Australia. Lenders will look to make sure you can comfortably afford the finance too. Different finance providers require varying documentation from you....
- New year renovation resolutions that won’t blow your budget
July 28, 2021
Make a list and check it twice Seeing your home renovation plans in black and white can give you a good idea of what needs to be a top priority, the costs involved, and how much time it will take to complete the project. According to the Australian Bureau of...
- Choosing the right investment property for you
July 28, 2021
Working what you have There may be 2.03 million property investors in Australia owning on average 1.28 investment properties per investor, but there are not many Australians who have enough startup capital to own an investment property. For people who are looking for a way to set a foot in...
- 6 ongoing costs to keep in mind when investing in property
February 18, 2021
1. Mortgage repayments and fees The mortgage repayment and fees are one of the largest ongoing costs that you will face. The cost of your mortgage will differ from person to person based on the amount that you have borrowed and the interest rate that comes with it. There are...
- Is your life insurance policy enough to help you retire comfortably?
June 2, 2023
Check if your life insurance policy is suitable for your situation Having a life insurance policy in place is the first step that you can take. But keep in mind that not all policies are created equal. With so many policies to choose from the life insurance umbrella body, it...
- Get your business off to a fresh start with business insurance
June 2, 2023
Cover your business with liability insurance Protecting your business is a must for any business. Whether you are running a big business or a small business, having liability insurance important. Basically, this is a policy that covers your business’s liability for any injuries or damage to property sustained at your...
- 4 things to know when using your life insurance payout as an investment
June 2, 2023
1. Speak to a financial advisor Being a beneficiary means that you will receive the payout from a life insurance policy. It also means that you will receive a wide range of opinions on what to do with the lump sum amount from friends and family members. However, for peace...
