Best Multi-Trip Travel Insurance Australia

No – travel insurers will only offer policies which enable you to be covered for a maximum of 90 days over a given year. As such, multi-trip travel insurance for 100 days’ worth of travel isn’t readily available to holidaymakers. However, you may be able to extend your policy with some insurers, which could offer you access to more travel up to and beyond 100 days.

Yes – you can still purchase travel insurance whilst you’re overseas with some insurers. This may be because you forgot to take out travel insurance previously or your previous policy expired. However, there’s likely to be a waiting period before your cover starts, which may be 48 to 72 hours in some cases.

Seniors can still take out multi-trip insurance and access suitable cover for several getaways under one policy. However, while some insurers will allow you to take out insurance up to the age of 100, this may not always be the case. Most notably, some insurers will restrict travellers over the age of 65 to a maximum of 90 days of total cover, rather than 365, so it’s important to compare your options to help you find the best for your needs.

Probably not – if you’re looking to take out an insurance policy to cover a large group of people, most insurers will only allow you to purchase a single-trip policy. This is likely to be the most suitable option for those with a large travelling party (which can range up to 25). However, you can purchase annual travel insurance for your family.

Most insurers offer comprehensive policies which provide cover for certain COVID-19-related events, such as having to cancel part or all of your holiday and receiving medical treatment whilst overseas or onboard a cruise. It’s important to compare policies in this area to make sure you’ll be covered if you fall ill or become a close contact.

There’s a range of optional extras which can be added to your annual multi-trip travel insurance policy. These will often pertain to adventure activities which are considered to be more dangerous, such as rock climbing, motorcycle riding, skiing and scuba diving. You might also want to take out cruise cover if you’re planning to explore the coastline on your trip to Croatia, while you may also be able to add cover and higher limits for more valuable items such as cameras, jewellery or prescription glasses.