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Bill Tsouvalas

Personal Finance Editor

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Latest articles by Bill

  • How interest only home loans work

    November 25, 2021

    What is an interest only home loan? As you already figured out, with this type of loan, you pay just the interest on the loan. This means cheaper monthly repayment however you are not paying down any principle.  In the past, this type of loan was used especially by investment property...

  • Top 7 things I wish I knew before buying a used jet ski

    August 23, 2023

    Buying a jet ski that has already been used can be a bit friendlier with your pockets. However, there are some things you need to take into consideration before going further with this purchase. The legal aspects of its usage The first thing you need to think about is whether...

  • Things you should know about SMSF property investments

    November 25, 2021

    As these purchases imply a wide range of complex and overall complicated features, everything should be carried out attentively, to make everything according to the law. Now, let’s get acquainted with the main advantages that come with SMSF property investments. Control To begin with, the fundamental advantage of SMSF property...

  • 5 property ownership myths to be aware of

    November 25, 2021

    There are a few myths about home ownership that you should be aware of before making up your mind. Myth 1. If you buy a house, you get a big tax break The truth is that, when it an owner occupied property in probably the worst investment as their is...

  • 5 things to do when your home loan is rejected

    November 25, 2021

    Why were you turned down? The first step is to get to the bottom of the problem and find out why you were turned down. You can ask your broker or lender directly, and they should be able to give you an answer on what part of your application was...

  • 3 tips for retirement planning with property investment

    November 25, 2021

    The right type of property Before you make your decision, the best thing for you to do is to opt for the assistance of experienced professionals, this assistance will usually come from a finance broker, financial planner and an accountant. This is a very important decision, as it can ensure...

  • How to budget for your caravan holiday

    August 23, 2023

    Location and duration First and foremost, you should decide where your big caravan holiday is going to take place. Based on the budget you may afford to spend, you should settle whether you can travel from the Barossa to the Great Southern region or head towards South East Queensland. It...

  • 5 things to ask your pool builder

    November 25, 2021

    Warranties Normally, when paying a significant amount of money for having your pool built, you should know what you are paying for. So, you must ask about the warranties included in the price. In some cases, pool builders may present you a range of offers that can be highly attractive...

  • How to use a home loan calculator

    January 31, 2022

    Why use a home loan calculator? You might ask yourself, why use a home loan calculator if they are not 100% accurate? The aim here is to give yourself an indication of your monthly repayments, calculate your borrowing capacity, any interest savings and when realistically you can have your home...

  • 5 tips to lower your mortgage repayments in tough times

    November 25, 2021

    1. Discuss with your bank manager Banks spend significant amounts of cash on a regular basis for advertising, in order to convince more customers to opt for their services. Therefore, it is to their advantage to keep loyal costumers satisfied with their offers. This is something you should use to...

  • Top 5 features to look for in income protection insurance

    November 25, 2021

    Today, we are talking about income protection insurance and what are the 5 top features that you should look for when shopping for this type of insurance. Lifestyle choices Not surprisingly, your lifestyle has a lot to do with how much you are going to end up paying. In other words, the...

  • Top things to consider for dressing your home for sale

    November 25, 2021

    Make a positive first impression Positive first impressions can go a long way, and if you manage to click with the customers from the very first time, you may have a shot at making a great sale. Potential buyers will carefully analyse the appearance of the house from the inside...

  • 4 tips when buying a off-the-plan house

    November 25, 2021

    Still, in spite of the risks associated with buying off-the-plan houses, there are various advantages that make this alternative quite attractive, given the convenient pricing. Keep on reading to get acquainted with top tips concerning buying an off-the-plan property for the first time. Pay attention to the contract First and...

  • 5 tips for buying your first apartment

    November 25, 2021

    First of all, purchasing an apartment typically implies living in a community. Consequently, you’ll have to abide by a set of rules, as every member of the community has a range of rights and responsibilities. For instance, let’s say that you are the owner of a pet. A lot of...

  • 5 ways to sweeten your home buying deal

    November 25, 2021

    Put down a bigger deposit Putting down a bigger deposit than the vendor had anticipated will impress them, without a doubt. Why? Because that makes you a “safer” bet, in their eyes. You see, a bid deposit is a sign that you mean business, and you’re not playing around. You...

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