Latest articles by Adrian

• What is an Average Interest Rate on a Car Loan?

  April 30, 2024

  What is the average interest rate on car loans?An interest rate is essentially the cost you pay to borrow money. When you take out a car loan, this is the percentage of the loan amount you'll pay back on top of the amount borrowed.In Australia, the average interest rate on...

• What Is a Car Finance Broker?

  April 5, 2024

  Buying a car often involves taking out a car loan. But navigating the world of lenders and loan options can be tricky. That's where car finance brokers come in. Find out what they do and how they could help you right here with Savvy.What is a car finance broker?A car...

• Car Loan Pre-Approval Guide

  April 8, 2024

  When buying a car, understanding your financing options is crucial for a smooth and stress-free experience. One approach is to get car loan pre-approval – but what does this mean? In this comprehensive guide, we delve into what pre-approval entails and how it can benefit different types of buyers.What is...

• Savvy 2020 Parents’ Financial Literacy Survey

  March 19, 2024

  2020 Parent's Financial Literacy Survey Infographic Takeaways from the Savvy 2020 Parents’ Financial Literacy Survey  Many parents consider it the “other” difficult talk with their kids – finance and money. What are some of the takeaways from the Savvy 2020 Parent’s Financial Literacy Survey, and what can parents do to...

• What Are the Different Types of Car Loans?

  April 10, 2024

  Most of us will need to take out a loan when buying a new car. There are many options out there – but which is the best for you? In this guide, we’ll look at different types of finance you could get and what you can expect from each of...

• The 5 Best Utes in Australia in 2024

  May 2, 2024

  In Australia, utes are a quintessential part of Australian motoring culture, cherished for their adaptability to various lifestyles and environments. Derived from “utility vehicles”, utes are essentially pickups with an enclosed cabin and a cargo bed at the rear. Traditionally favoured by tradespeople and farmers for their ability to haul...

• Car Loans vs Dealer Finance

  April 30, 2024

  Choosing how to finance your car can be a big decision. Here's a breakdown of car loans vs dealer finance to help you navigate your options.How do car loans differ from dealer finance?Car loans and dealer finance are two common methods of financing a vehicle purchase, each with its own...

• Understanding Capped Price Servicing

  March 21, 2024

  In Australia, car ownership comes with its fair share of responsibilities, one of which is maintaining your vehicle through regular servicing. However, the costs associated with this can leave car owners in a financial hole. This is where capped price servicing comes into play, offering peace of mind and cost...

• What to Budget for When Buying a Car

  April 18, 2024

  Buying a car is much more than paying the sticker price. Whether you're opting for a brand-new vehicle or a used one, purchasing a car is a significant financial decision. Your budget should include not only how much you can spend upfront, but also how much you’re prepared to spend...

• 6 Top Tips to Prepare Your Car for a Road Trip

  March 13, 2024

  Embarking on a road trip is an exciting adventure, but ensuring your car is ready for the journey is essential for a smooth and enjoyable experience. In this guide, we'll explore the top six tips to prepare your car for a road trip, ensuring you're ready to hit the open...

• 10 Ways to Save Fuel

  March 20, 2024

  In today's world of fluctuating fuel prices and environmental concerns, finding ways to save fuel has become increasingly important for both your wallet and the planet. Whether you're a daily commuter or a road trip enthusiast, implementing fuel-saving strategies can help you stretch your mileage and reduce your carbon footprint....

• The 5 Best Budget Cars in Australia in 2024

  April 26, 2024

  If you’re on a budget, finding a car that ticks all the boxes can feel like a challenge. However, there’s still a wide range of new car options available on the market that won’t break the bank. In this comprehensive guide, we'll explore five of the best affordable cars in...

• Choosing the Right Car Tyre: Types, Care and Maintenance

  March 28, 2024

  Confused about the different types of car tyres and how to care for them? This comprehensive guide has you covered! Join us as we break down the various tyre options available and delve into essential maintenance tips to maximise tyre lifespan and ensure optimal performance and safety on the road....

• How to Negotiate When Buying a Car

  March 21, 2024

  Many buyers find negotiating the price of a car a daunting task. However, it is often crucial for securing the best deal possible – whether you’re at the dealership or buying from a private seller. In this blog, we cover strategies and tactics you can use to navigate the negotiation...

• What Is a VIN and What Does It Help You With?

  March 8, 2024

  For Australians who own or intend to buy a car, understanding the Vehicle Identification Number (VIN) is crucial. This seemingly random string of numbers and letters holds immense significance, acting as a car's unique fingerprint throughout its lifetime. From facilitating informed decisions to ensuring safety and peace of mind, the...