Compare educational personal loans
Get approved for your personal loan and funded within 24 hours. Compare and Save with Savvy.
|Harmoney Unsecured Personal Loan|
Borrow up to $50,000 with personalised rates and repay over 3 or 5 years loan terms.
|Symple Loans Personal Loan|
Earn up to 50,000 Qantas Points with a more rewarding personal loan from Symple
|SocietyOne Unsecured Personal Loan|
Borrow up to $50,000 with rates between 5.95% p.a. and 14.99% p.a. based on your credit rating.
The interest and comparison rates displayed above are based on $30,000, five-year unsecured personal loans, which assume applicants have an excellent credit history.
Harmoney customers applying for loans of this amount and length can receive an interest rate between 5.35% p.a. and 19.09% p.a. (6.14% p.a. and 19.99% p.a. comparison rates). Loan terms are offered for lengths of three or five years. A $30,000 personal loan repaid over five years at the minimum 6.14% p.a. comparison rate will cost an estimated $34,916.34, inclusive of all interest and most fees, with monthly repayments of $581.94.
Symple customers applying for loans of this amount and length can receive an interest rate between 5.75% p.a. and 25.99% p.a. (6.47% p.a. and 29.20% p.a. comparison rates). Loan terms are offered for lengths of one to seven years. A $30,000 personal loan repaid over five years at the minimum 6.47% p.a. comparison rate will cost an estimated $35,193.78, inclusive of all interest and most fees, with monthly repayments of $586.56.
SocietyOne customers applying for loans of this amount and length can receive an interest rate between 5.95% p.a. and 19.99% p.a. (5.95% p.a. and 21.70% p.a. comparison rates). Loan terms are offered for lengths of two, three or five years. A $30,000 personal loan repaid over five years at the minimum 5.95% p.a. comparison rate will cost an estimated $34,757.21, inclusive of all interest and most fees, with monthly repayments of $579.29.
Comparison rates are only representative of a loan’s primary fees, such as establishment and ongoing fees, and do not include other costs which can apply depending on the lender and applicant. Different comparison rates can apply to loans of different lengths and those which carry additional or differing fees and features.
Get ahead with a low rate education loan
Fund your way to your dream career with low rate personal loans that can help you take care of expenses
Touch tomorrow without the financial stress
Knowledge is power, but it also comes at an expensive price. Reports suggest that the average tuition fee that international undergraduates had to pay was AU$29,235 per year. Therefore, funding that comes at an affordable rate can help unlock your career pathway. Our low-interest rate loans are designed to take care of expenses such as books, technology, fees and more to support yourself or someone you would like to fund.
Plan your future today
Take the strain of paying off your loan with flexible and structured payments that do not break the bank. We strive to offer affordable solutions that can be paid in a structured manner. Need help in finding a way to paying off your loan responsibly and quicker? Our team of consultants that are experienced in providing tailor made personal loans can assist you from start to finish to find a solution that meets your needs and is manageable for you.
How Savvy can help you with your education loan
Expertly matched competitive loans to suit your needs to easily fund your education
What our customers say about their finance experience
Comparing lenders can help you get great rates and save thousands!
Common questions about your education loan answered
Get the answers to your questions on how to finance your education the right way
Your helpful guides on educational loans
Increase your knowledge and get the power to finance your education the right way with our helpful guides
Avoid busting your budget
No one wants to prolong the process of having to pay off their loan once they have graduated. Therefore, having plans for how you will manage the amount you owe is the first step. A budget is one of the many ways you can use to implement while you are still studying and once you have graduated to cut down on costs that would generally be spent on things that you do not really need and putting the money into your savings account to help pay off your loan. You should consider using budgeting tools to create goals and track savings.
Using your credit card
Some Australians will choose to use their credit card to pay off small educational expenses such as purchasing a computer, books, or other technological equipment that will help them with their studies. A 0% interest rate credit card can help lower initial costs if paid off on time. However, using your credit card to swipe for unnecessary costs that could have been saved up for can increase your chances of defaulting which can negatively impact your credit report and affect future borrowing.
How to manage debt?
One of the biggest expenses that some Australian students will have to deal with is paying off their student loans after they graduate. What can ease your way into managing your student loan is staying within your financial means once you graduate. There are many bills that will be required of you, especially if you purchase a car, get married, or building towards owning a house one day. Consider choosing something that is within your current financial reach that will still allow you to pay off your loan.
The perks of a saving account
Let’s face it. Paying off your educational expenses while still studying can be difficult but getting into the habit of saving while still studying can help you better manage your expenses once you have graduated. By saving the spare cash that you usually use to treat yourself into a savings account will eventually help you build up enough savings that can reduce the amount that you owe. You can also consider making your payments automated to help improve your saving habits.