Compare personal loans
Whether you’re looking for a helping hand with renovating your home, consolidating your debt, or planning your next getaway, Savvy is the best place to compare your personal loan options.
You can find the lowest and most competitive interest rates from our panel of lenders, as well as contrasting offers in a variety of areas including fees, loan terms and other flexible additional features to ensure you take out your loan your way.
We’re here to help you find the most affordable options, so there’s no better way to compare personal loans and rates than right here, all in one place.
|Harmoney Unsecured Personal Loan|
Borrow up to $50,000 with personalised rates and repay over 3 or 5 years loan terms.
|Symple Loans Personal Loan|
Earn up to 50,000 Qantas Points with a more rewarding personal loan from Symple
|SocietyOne Unsecured Personal Loan|
Borrow up to $50,000 with rates between 5.95% p.a. and 14.99% p.a. based on your credit rating.
The interest and comparison rates displayed above are based on $30,000, five-year unsecured personal loans, which assume applicants have an excellent credit history.
Harmoney customers applying for loans of this amount and length can receive an interest rate between 5.35% p.a. and 19.09% p.a. (6.14% p.a. and 19.99% p.a. comparison rates). Loan terms are offered for lengths of three or five years. A $30,000 personal loan repaid over five years at the minimum 6.14% p.a. comparison rate will cost an estimated $34,916.34, inclusive of all interest and most fees, with monthly repayments of $581.94.
Symple customers applying for loans of this amount and length can receive an interest rate between 5.75% p.a. and 25.99% p.a. (6.47% p.a. and 29.20% p.a. comparison rates). Loan terms are offered for lengths of one to seven years. A $30,000 personal loan repaid over five years at the minimum 6.47% p.a. comparison rate will cost an estimated $35,193.78, inclusive of all interest and most fees, with monthly repayments of $586.56.
SocietyOne customers applying for loans of this amount and length can receive an interest rate between 5.95% p.a. and 19.99% p.a. (5.95% p.a. and 21.70% p.a. comparison rates). Loan terms are offered for lengths of two, three or five years. A $30,000 personal loan repaid over five years at the minimum 5.95% p.a. comparison rate will cost an estimated $34,757.21, inclusive of all interest and most fees, with monthly repayments of $579.29.
Comparison rates are only representative of a loan’s primary fees, such as establishment and ongoing fees, and do not include other costs which can apply depending on the lender and applicant. Different comparison rates can apply to loans of different lengths and those which carry additional or differing fees and features.
Features to compare when choosing your personal loan
See how our lenders stack up against one another when it comes to finance rates, with affordable deals starting from 5.35% p.a. (6.14% p.a. comparison).
Our lenders allow you to borrow up to $50,000 for your personal loan, with amounts available from as little as $2,000 to service a variety of needs.
You can choose the term over which you repay your personal loan, from as short as 12 months all the way up to seven years, to shape the cost of your repayments.
Additionally, our lenders offer you the freedom to choose between monthly, fortnightly and weekly repayments to suit your own income schedule.
We can match you with lenders who enable you to make fee-free extra contributions to your loan and pay it off before your initial end date without incurring any additional charges.
You can compare the various fees and charges offered between lenders. You may prefer those who don’t charge ongoing service fees or an initial establishment fee to help you save further on your personal loan.
We compare unsecured personal loans from our lenders, which means you can sidestep the need to put up a valuable asset as collateral for your financing.
Get a personalised interest rate and complete our quick quote in a few minutes, receive an instant outcome in 60 seconds and receive your funds within 24 hours.
Why you should compare personal loans with Savvy
Here's why so many Australians choose Savvy when it comes to the personal loan comparison process.
How you should compare personal loans before applying
Take a took at some of the key areas of comparison when it comes to personal loans.
These are perhaps the easiest aspect to compare when it comes to personal loans, as interest rates are always prominently displayed on lender sites and personal loan rate comparison tables. The reality is, though, that even a small difference in interest rates can save you a significant amount of money over a relatively short timeframe.
If you were looking for a $30,000 personal loan to be repaid monthly over five years, for instance, you would save around $15 per month and over $850 in total if you opted for a 7.5% p.a. interest rate over an 8.5% p.a. rate. It’s also important to note that each rate is personalised to the customer, so the rate you’re offered might be different to one that your friend or neighbour would be.