Posted on Nov 10, 2017

With recent news of the RBA keeping the cash rate at 1.5% for the 14th consecutive month, home lenders are advised to refrain from fixing their interest rates on their home loans. Banks hold at least 60% of their loan assets directly to housing. Research by ABS in 2015 also showed that the household debt to income ratio is on the increase. This means for every $1 of income earned by Australians nearly $2 of debt is accumulated.

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Posted on Jun 06, 2017
No one likes surprises. As would-be home owners, we definitely don’t want any surprises. But how can you avoid unpleasant surprises such as a mortgage application rejection?
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Posted on Mar 27, 2017
If the prospect of lower monthly repayments, an offset account to reduce home loan interest and other features that reduces the lifespan of your mortgage appeals to you, then...
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Posted on Jul 15, 2016
Nowadays, the number of Aussies who opt for refinancing an investment property is increasing considerably. The reasons why they go with this opportunity vary from person to person...
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Posted on Jul 14, 2016
Every person wants to live in their own home, far away from the whims of landlords who suddenly decide it is time for you to move. You’ve only gotten used to the apartment, and...
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Posted on Jun 28, 2016
Investing in property is better than savings, it’s better than bonds, and in some cases, it’s better than investing in the share market. The Australian Securities Exchange (ASX)...
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Posted on Jun 07, 2016
More and more people are taking out home loans – it’s the way you can afford to buy a property to call “home”. However, you have to be careful, because there are certain things...
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