Financing for Motorcycles

Financing for new, used and vintage Harley-Davidson® motorcycles from both private sales and dealers.

Lower rate financing for Harley-Davidson®

Savvy finances new, used and vintage Harley-Davidson® motorcycles from both private sales and dealers.

All Harley-Davidsons® financed

There’s nothing quite like a Harley-Davidson®. Riding a Harley® motorcycle is one of the finest motorcycling experiences one can ever have. Owning one is something worth cherishing for now and even future generations. The Harley-Davidson® in all its incarnations embodies the true American spirit of motorcycling. If you’re a loyal fan of the iconic Milwaukee, Wisconsin bike maker, you deserve the best deal on bike finance. Savvy offers the most competitive financing rates on Harley-Davidson® motorbikes, starting from as little as 5.51%!

We don’t stop until we’ve searched over 25 of Australia’s top bike loan lenders for a rate that’s perfect for your next Harley®.

Whether you’re buying new from a dealer or used from private seller, Savvy gives you the power to choose.

One bike, many competitive loans

Whether you’re in the market for a Big-V or Small-V twin engine, a Revolution or single-cylinder, the financial professionals will match you with a loan suiting all your requirements. Savvy knows bikes and knows Harleys® to make sure you get the best deal. We find great rates and packages for all kinds of Harley®models:

  • Touring Harley® motorcycle (dressers/baggers)
  • The traditional Softail design
  • Dyna Super-Glide
  • The Sportster
  • Harley-Davidson® VRSC power cruiser
  • Harley-Davidson® Street – the latest new Harley® motorcycle model!
  • Harley-Davidson® Custom Vehicle Operations (CVO) customised bikes

See how we can help you with your Harley-Davidson®loan

Our consultants can help you with every step of finding a low rate, high flexibility loan for your Harley-Davidson® motorcycle. We assist you from start to finish and answer all your questions.

Frequently asked harley davidson motorbike finance questions

We answer some of the more common questions about financing for Harley-Davidson® right here

Can I buy a used Harley® motorcycle from a private seller?
Yes – you can buy used or new Harley-Davidson® motorcycles from a dealer or a private seller – we finance them all.
I don’t have a deposit, what can I do?

We can provide 100%  motorbike finance for approved applicants.

I need a longer or shorter loan term, is that possible?

Yes – your consultant can package a Harley-Davidson® loan that suits your needs.

I’d like to buy a Harley® motorcycle from an auction, am I allowed to apply?
Yes – we recognise that many classic Harley-Davidson® models are bought at auction and can tailor a loan that accommodates your purchase.
I have bad credit, can I apply?

Yes – we help people with bad credit get the Harley-Davidson® finance they need. 9 out of 10 applicants are approved.

Disclaimer - Harley-Davidson® and Harley® are registered trade marks of Harley-Davidson Motor Corp or H-D U.S.A. LLC. We are not associated with Harley-Davidson Motor Corp.”

You're dealing with seasoned financial professionals

Savvy has years of motorbike financing experience and can help you through the process.

Bike Loan Calculator

Whatever your budget and whatever your taste is in these classic “road hogs,” Savvy’s team of experts will help you get on board a Harley®, with personalised service from quote to settlement. Start your Harley® journey now by using our complimentary loan calculator for a rough estimate of how much you can spend – and save.

New or Used

Savvy can arrange finance whether you’re buying new, trading your old bike or vehicle in or if you require 100% finance. We give our customers the choice of loan terms ranging from 12 months to 7 years, balloon payments (residual value payments) offsetting your regular repayments and flexible repayment options – weekly, fortnightly or monthly.

Bad Credit Ok

Do you have bad credit? Savvy can help. Ask one of our financial professionals for advice on gaining a second chance at finance.

Get a Free Quote

If you want to hit the open road with your next Harley-Davidson®, get a quote with us today! There’s no obligation to apply. We can offer conditional pre-approval and same day finance in many cases. Call 1300 974 066 and start saving with Savvy!