Low rate caravan loans from 4.49%

Low rate finance for caravans, motorhomes, RV and camper trailers

Relax with lower rates on caravan finance

Enjoy more of the open road with an affordable and flexible caravan loan from Savvy, starting from 5.85% p.a.

Flexible caravan loans

Savvy provides easy, quick and effective caravan financing solutions to customers Australia wide. You can be guaranteed that your motorhome finance through Savvy will place you with one of the most competitive interest rate products on the market.

We can offer same day approvals and have you in your caravan in no time. At Savvy we can provide finance for caravans, recreational vehicles (RV), motor homes and camper trailers.

Get trusted advice

Savvy is one of the market leading brokers for caravan and recreational vehicle finance. We’ve built our knowledge through rigorous research and improving our customer service with every client we serve.

We find budget-conscious, high flexibility and low fee caravan, RV and camper trailer loans that get you on your road trip sooner!

Calculate your caravan loan and save

Use our caravan finance calculator to find out how much you could save with a lower rate caravan loan by comparing Australia’s most reputable recreational vehicle financiers. When it comes to caravan loans, you’re safe with Savvy.

LenderProduct NameAdvertised RateComparison RateMonthly Repayment
Savvy Secured Caravan Loan 5.85%
6.75% $577.89
CUA Fixed Personal Loan 11.99%
12.83% $667.18
Westpac Unsecured Personal Loan 12.99%
14.01% $682.44
NAB Variable Rate Personal Loan 13.69%
14.56% $693.24
CBA Secured Personal Loan 13.90%
14.77% $696.49
St. George Personal Loan – Unsecured 14.35%
15.22% $703.50
ANZ Variable Rate Personal Loan 14.69%
15.55% $708.83

* The interest Rate of 5.85% p.a. with a comparison rate of 6.75% p.a. is based on a 5 year secured consumer fixed rate loan of $40,000. WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

See how we can help you with your caravan loan

Our consultants can help you with all aspects of caravan finance from application all the way to settlement. Relax and save more with us

Caravan questions, answered

If you have questions about caravan finance, we answer them right here.

Can I buy a used caravan with caravan finance?

Yes – you can buy used or factory fresh caravans with caravan finance from Savvy. We also help you get competitive rates on loans for both private and dealer sales.

I don’t have a deposit for a caravan, can I apply?

Yes – we can provide 100% caravan finance for approved applicants.

I need a longer or shorter loan term, is that possible?

Yes – your consultant can tailor a caravan loan from 1 to 7 years of loan term.

What is a balloon payment?

A balloon payment, or residual value payment, is a lump sum payable at the end of your caravan loan term. The trade-off is that your monthly repayment is lower throughout the life of the loan.

I am a retiree. Can I apply for a caravan loan?
I want to finance a “glam” caravan, is that possible?

Of course – we finance glam caravans, retro “traditional” caravans, fifth-wheelers, pop-tops and wind-outs.

I’m looking to finance a caravan for my business, can I?

We provide competitive business caravan finance including chattel mortgages and hire purchases, plus leasing options!

I have bad credit but I need a caravan, is that option available?

Yes – we’ve helped many Australians with bad credit get into a caravan that suits their budget. 9 out of 10 applicants are successful.

More about caravan finance

Use our helpful guides below to learn more about caravan finance and the world of caravans and recreational vehicles

Caravan loan calculator

Make life easier with Savvy’s very own caravan loan calculator. Simple and 100% free to use, our caravan and RV loan calculator will have you set up with a repayment estimate in no time. Plug in your loan amount, interest rate and loan term and the Savvy caravan loan calculator will give you a result instantly! Find out how much you could save each month, fortnight or week with Savvy’s caravan loan calculator!

Camper trailers, RVs and all types of caravans

Savvy doesn’t just finance “classic” and new-style caravans. We also finance camper trailers, recreational vehicles (RVs), motorhomes and all things for the open road. Got your eye on something pre-loved? Savvy says YES to used caravan and RV finance. Buy from a dealer, trade show or a private seller. If you love the freedom that comes from caravan ownership, Savvy gives you even more freedom of choice with finance!

Lowest caravan loan interest rates

We’re the envy of caravan enthusiasts everywhere with our low interest rates on caravan finance. Our rates start from the rock-bottom rate of 5.85% p.a! We search our 25+ caravan and RV lenders for Australia’s best and fairest deals on caravan finance. You’ll walk away satisfied with Savvy.

Should you buy a new or used caravan?

Buying a caravan often starts with this decision – do you buy new or used? Both have their advantages and may suit your needs. New caravans are more expensive, but will have higher residual value. They may also have more up to date safety and comfort features. Used caravans have their charm too, especially refurbished “glam” caravans. These are cheaper to purchase and may suit the occasional camper more so than the seasoned veteran. Make sure you inspect the caravan for defects before considering a purchase.