10 December 2025
Fact Checked

Solar Electricity
Plans

Compare solar electricity plans to find the best rates and feed-in tariffs for your home and energy use.

We've partnered with Econnex to to help you compare free energy quotes.

Created by our team of experts.
Solar Electricity Plans 

HOW TO APPLY FOR YOUR CAR LOAN WITH SAVVY

Applying for a car loan with us is straightforward.

1

FILL OUT OUR ONLINE FORM

Tell us a bit about yourself and your situation so we can get started.

2

CHAT WITH YOUR BROKER

Your broker will contact you and walk you through your options.

3

SUBMIT YOUR APPLICATION

Complete your documents and submit your formal loan application.

Ready to get started? Apply today!

If you have solar panels on your home, they don’t just help power your household – they can also earn you credits for any excess energy you send back to the grid. While most electricity plans have some allowance for solar, many providers offer specific plans with higher rates to reward the solar energy you export.

Picking the right plan means you can maximise what your solar system earns and potentially reduce your energy bills.

What is a solar electricity plan?

Solar electricity plans are electricity plans that also credit you for the excess solar energy your home sends back to the grid. They’re not standalone solar-only products and work like any other electricity plan, with daily supply charges and usage rates for the electricity you use from the grid. The key difference is the feed-in tariff (FiT) – the payment you receive for the solar energy you export.

Many electricity plans will include a basic FiT, but some retailers also offer solar-focused plans with higher FiTs that can reward your exported solar more generously. However, it’s important to keep in mind that the electricity you buy from the grid may cost more on these plans, so the value depends on how much excess energy your system produces.

How do solar feed-in tariffs work?

When you export solar energy to the grid, you get paid based on how much electricity you send. The payment you receive is in cents per kilowatt-hour (c/kWh), which means you get a certain number of cents for every unit of electricity you export.

The rate you get could be:

  • Fixed: you are paid a consistent rate for all exported electricity, regardless of when it’s sent to the grid.
  • Variable: you receive different rates depending on the time of day. Typically, higher rates apply during peak demand periods, such as evenings, and lower rates during the daytime.

Many plans include export caps, which limit the amount of electricity you can earn the highest feed-in tariff on each day. For example, you might get 10c/kWh for the first 8 kWh exported daily, then a lower rate (like 4c/kWh) for any additional export.

Some plans also set a maximum solar system size, often limiting inverter size to around 10 kW. If your system exceeds this, the provider may cancel your plan.

Who sets feed-in tariffs?

In most parts of Australia, energy retailers set their own FiT rates and structures, which is why the rate you receive can vary so much between plans and providers.

There are a few exceptions:

Why are feed-in tariffs falling?

Feed-in tariffs have dropped significantly over the past ten to 15 years. State governments originally offered generous incentives, known as premium feed-in tariffs, to encourage solar adoption, with rates up to 60c/kWh available in some areas.

Since then, installations have soared – today, more than 4 million solar systems are installed across Australia, with one in three homes having solar panels.

As more households generate their own solar power, there’s often more electricity available than people need. Because of this extra supply, the value of excess electricity exported to the grid has decreased, resulting in lower feed-in tariffs.

Even with falling tariffs, the electricity your solar panels generate and use in your home is effectively free. This means households can still save money by reducing the amount of electricity they need to buy from the grid, leading to lower energy bills overall.

What is the ‘sun tax’?

In July 2025, energy distributors in NSW and SA introduced a two-way solar tariff – also called an export tariff – that charges retailers when households export electricity during peak solar periods.

Retailers may pass these costs on to customers, but you can reduce or avoid charges by storing excess solar energy in a home battery and exporting it at a later time.

The tariff is not planned for rollout in other states yet.

Best feed-in tariffs in your state

The maximum FiT you can get depends on your plan and location. Below are the energy providers offering the most generous FiTs in each state or territory as of December 2025:

State/territory FiT up to
ACT 10c/kWh
NSW 10c/kWh
NT 18.66c/kWh
QLD – SE 10c/kWh
QLD – regional 8.66c/kWh
SA 10c/kWh
TAS 10c/kWh
VIC 11c/kWh
WA 10c/kWh

How much do solar electricity plans cost?

Solar plans vary in cost depending on your usage rates, supply charges and the FiT you receive. While a higher FiT can boost the value of the solar you export, the cheapest plan overall isn’t necessarily the one with the highest FiT.

It depends on how much power you export versus how much you still use from the grid – so it’s important to think about how you use electricity when picking a plan.

The table below shows the highest FiT plan and the lowest cost plan available through Savvy in the state capitals in each region we compare.

State/territory Highest FiT plan Maximum FiT Cheapest overall electricity plan Maximum FiT
ACT ActewACL, Energy Rewards 25%, $2,006/year 6c/kWh Red Energy, Red Living Energy Saver, $1,992/year 4c/kWh
NSW Alinta Energy, SolarBalance On, $1,925/year 10c/kWh 1st Energy, 1st Saver 22, $1,521/year 1c/kWh
QLD Alinta Energy, SolarBalance Max, $2,057/year 10c/kWh Alinta Energy, HomeDeal Select, $1,778/year 4c/kWh
SA ENGIE, ENGIE Solar, $2,300/year 10c/kWh ENGIE, ENGIE Perks, $1,909/year 4c/kWh
VIC ENGIE, ENGIE Solar, $1,421/year 11c/kWh OVO Energy, The Free 3 Plan, $1,143/year 1c/kWh
Source: Econnex, December 2025
Canberra plans based on an average 16.71 kWh daily usage
Sydney plans based on an average 10.68 kWh daily usage
Brisbane plans based on an average 12.60 kWh daily usage
Adelaide plans based on an average 10.96 kWh daily usage
Melbourne plans based on an average 10.96 kWh daily usage

How to compare solar electricity plans

  • Match the plan to your energy use

    Choose a plan that matches how much electricity you use and how much solar energy you export. If you export a lot of solar power to the grid, prioritise plans with a higher feed-in tariff.

  • Check the feed-in tariff rate

    Review the FiT to see how much you’ll earn for exporting solar energy and whether the rate changes depending on the time of day.

  • Understand feed-in export caps

    Look for any limits on how much exported electricity earns the higher FiT. Compare whether a capped higher FiT or a lower uncapped FiT works better for your solar production.

  • Verify your solar system capacity limits

    Make sure the plan supports the size and output of your solar panels, as some plans only apply to systems below a certain capacity or generation level.

  • Consider other costs

    Supply charges, usage rates and any additional fees can affect your total electricity bill more than the FiT alone.

  • Review your plan regularly

    Keep checking your plan against others to make sure you’re still getting the best deal as tariffs and offerings change.

Why compare energy plans through Savvy?

100% free to use

You won't need to pay a cent to compare a variety of energy plans online through Savvy. It's 100% free.

Simple online quotes

By filling out your form and providing a recent energy bill, you can have all the facts and figures worked out for you.

Choice of leading providers

When you fill out your quote, you'll be able to consider offers from some of the leading energy providers in Australia.

Government support for solar power

On top of feed-in tariffs, there are several government programs across Australia that can help reduce your costs by helping you save on solar panels, batteries and other energy-efficient upgrades.

Small-scale Renewable Energy Scheme (SRES)

This initiative helps households and businesses save on small-scale renewable energy systems like rooftop solar panels, solar batteries, solar water heaters and heat pumps. If your system qualifies, you can earn Small-scale Technology Certificates (STCs) that give you a discount on the upfront cost.

Cheaper Home Batteries Program

Australian households, businesses and community groups can get a 30% discount on the upfront cost of small-scale battery systems up to 100 kWh connected to both new and existing solar systems.

Community Solar Banks Program

This scheme provides support to build shared community solar banks so households unable to install their own systems, such as renters and those unable to afford the cost, can access solar power.

Household Energy Upgrades Fund

Households can access discounted finance products to upgrade their homes’ energy performance including solar systems and other energy-efficient appliances.

State-based programs

In addition to national schemes, some states and territories offer their own programs to help with the cost of installing solar panels and other energy-efficient products.

State/territory Scheme
ACT Home Energy Support Program
Offers up to $5,000 in rebates to help with energy-efficient upgrades, including a rebate of 50% of the total cost (up to $2,500) for rooftop solar supply and installation.
SA City of Adelaide Sustainability Incentives Scheme
Provides rebates to Adelaide City residents, businesses and groups for solar PV systems, energy storage solutions and other sustainability measures.
VIC Solar Panel Rebate
Offers rebates up to $1,400 for solar panels on existing homes, homes under construction and rental properties. There’s also an option for an interest-free loan equal to the rebate amount.
WA Switch Your Thinking
Residents and businesses in participating government councils get discounts on sustainable products and services from local businesses.

More of your questions about solar electricity plans

Do solar electricity plans cover solar panel installation?

No, solar electricity plans do not include the installation or purchase of solar panels. Installing solar panels is a separate process that involves buying equipment and hiring a solar installer. A solar electricity plan simply manages how you’re billed for electricity use and how you’re credited for any excess solar energy your system generates.

Should I buy a solar battery?

A solar battery lets you store the extra energy your panels generate during the day so you can use it later. This can help lower your electricity bills, especially if you use a lot of power when the sun isn’t shining or if your feed-in tariff is low. Batteries can also provide backup during outages.

However, they usually take several years to pay for themselves, so if you use most of your solar energy as it’s generated or have a smaller system, a battery might not be the best financial choice.

How do I work out the solar system I need for my home?

Working out the best solar system size for your home can be complicated and depends on a range of factors, including available roof space, the amount of sunshine in your region, how and when you use electricity and what you can afford.

Online calculators can give you an idea of what sort of solar system you need but it’s best to consult a solar retailer or installer who can provide an estimate tailored to your needs.

Can I save money if I combine my solar electricity plan with my gas plan?

While bundling energy could work out as the cheapest option, there are no discounts for getting electricity and gas plans from the same provider – so you’re often better off comparing all gas plans on the market before making your choice. On top of this, not every electricity provider offers gas plans, so bundling may limit your options. 

For example, as of December 2025, Alinta Energy offers the solar electricity plan with the highest FiT in NSW – but the cheapest gas plan available through Savvy is from ENGIE.

Are there any additional incentives or perks offered with solar electricity plans?

Yes, with solar electricity plans you can still access common customer rewards like points programs and pay-on-time discounts. However, these plans are less likely to include direct bill discounts or special offers on the plan itself compared to some standard electricity plans.

How can I find the most environmentally friendly solar electricity plan?

To choose a truly green solar plan, don’t just focus on the feed-in tariff. Check the retailer’s environmental commitments, including their use of renewable energy and whether they support accredited programs like GreenPower, an Australian government scheme that guarantees your electricity comes from certified renewable sources.

What is the Solar Sharer scheme – and do I need solar panels to take part?

The Solar Sharer scheme is a new government initiative that will let Australians access free solar power during the day – even if they don’t have solar panels on their homes. From July 2026, NSW, SE QLD and SA residents will be able to access free electricity in the middle of the day when solar power generation is at its highest. The scheme encourages people to shift their electricity use to times when solar energy is abundant, helping to lower energy bills and support the grid. 

What are passive solar home design plans?

Passive solar design uses the sun’s natural energy to heat and cool your home without relying on mechanical systems. It focuses on elements like window placement, orientation and layout to capture warmth in winter while reducing heat gain in summer. This can lower your energy use and help cut your power bills.

What is a virtual power plant (VPP)?

A VPP connects home solar batteries in a shared network. Together, they act like one large power plant that can help balance electricity supply and demand. As part of a VPP, your solar battery can support the grid by releasing energy during peak times – and it can also help reduce your electricity bills.

VPPs are available across Australia through a variety of retailers, depending on where you live.

How long does it take to see a return on investment from solar panels?

Most homeowners start seeing a return on their solar panel investment within five to seven years in Australia’s capital cities. The exact time depends on factors like installation costs, energy use, electricity prices and feed-in tariffs. While solar panels can reduce your bills and increase home value, it’s important to consider upfront costs and whether your household’s energy habits make the investment worthwhile.

Disclaimer:

Savvy is partnered with Econnex Comparison (CIMET Sales Pty Ltd, ABN 72 620 395 726) to provide readers with a variety of energy plans to compare. We do not compare all retailers in the market, or all plans offered by all retailers. Savvy earns a commission from Econnex each time a customer buys an energy plan via our website. We don’t arrange for products to be purchased directly, as all purchases are conducted via Econnex.

Any advice presented above is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an energy plan. For further information on the variety of energy plans compared by Econnex, or how their business works, you can visit their website.