Novated Lease vs Car Loan
Car loans are the most common way for Australians to finance vehicles, but salary sacrifice agreements like novated leases are growing in popularity. Before you make up your mind, though, it’s essential to understand how each one works and what its benefits are. Let’s walk through the pros and cons of each option to help […]
Car Broker
A car broker – not to be confused with a car finance broker – acts as a middleman between you and car dealerships, helping you navigate the process of buying a new or used car. Their goal is to get you the best possible deal by leveraging their connections and expertise. Here’s how car brokers […]
Dealer Finance vs Car Loans
Dealerships are the most common place for Australians to purchase their cars. In the first half of 2025, the Federal Chamber of Automotive Industries (FCAI) reported that 608,811 new cars were delivered, the vast majority of which were purchased through dealerships. Additionally, 529,573 used cars (46.7% of all used car sales) were sold through dealerships, […]
Car Loan Repayment Calculator
Before you apply for a car loan, it’s important to understand what it could cost you. Whether you’re buying a new or used car or looking to refinance, our car loan repayment calculator can help you estimate your repayments based on the details you enter. This gives you a clearer picture of the real cost […]
Variable Rate Car Loans
Variable rate car loans are a popular choice for buyers who want the potential to save if interest rates fall, while also enjoying greater flexibility around repayments. At Savvy, we work with more than 40 lenders to help you compare your options and find the right car loan for your needs. What are variable rate […]
7-Year Car Loan
Stretching a car loan out to seven years in length is one of the most effective ways to make your monthly instalments more affordable. Compared to a loan of five years or less, you’ll have more room in your budget at the end of each month. However, before you apply for your loan and choose […]
Car Loans with Unpaid Defaults
If you’ve been rejected from obtaining car finance due to a poor credit history, there may be more to the story. Did you know unpaid defaults could lurk on your credit history without you even knowing it? Some large corporate businesses can tarnish an otherwise good record if you’ve ever defaulted. These defaults can range […]
ABN Car Loans
For many of the 2.6 million businesses trading in Australia (according to ABS data from 2024), having access to a car is essential. Whether it’s a little hatchback to help you visit clients or a large van to transport your equipment, they can allow you to keep the lights on. However, the length of time […]
Aboriginal Car Loans
Like all other Australians, Aboriginal people can apply for loans to buy a car through banks, credit unions and other lenders. However, there is no such thing as a car loan specifically for Aboriginal people. When it comes to car loans, the options available to you are no different from anyone else. These include: Secured […]
Business Car Finance
Financing a vehicle for your business is about more than just buying a car – it’s about finding a solution that fits your needs. Whether you’re after a single work vehicle or an entire fleet, there’s a range of flexible options to help you purchase or lease vehicles for commercial use. Types of business car […]
What is a Car Finance Broker?
A car finance broker is an accredited individual or company that acts as a middleman between you (the borrower) and your lender (such as a bank or online provider). Their job is to help you find the best car loan that suits your needs. With access to a wide range of loan options from their partnered […]
Classic Car Loans
A classic car is the dream for many drivers across Australia, but they aren’t usually eligible for standard car loans. If you’re looking to buy a vintage, restored or collectible vehicle, a classic car loan could be the answer. At Savvy, we work with more than 40 lenders, including classic car finance specialists, to give […]