Men vs women: who are the better drivers?

Written by 
Bill Tsouvalas
Bill Tsouvalas is the managing director and a key company spokesperson at Savvy. As a personal finance expert, he often shares his insights on a range of topics, being featured on leading news outlets including News Corp publications such as the Daily Telegraph and Herald Sun, Fairfax Media publications such as the Australian Financial Review, the Seven Network and more. Bill has over 15 years of experience working in the finance industry and founded Savvy in 2010 with a vision to provide affordable and accessible finance options to all Australians. He has built Savvy from a small asset finance brokerage into a financial comparison website which now attracts close to 2 million Aussies per year and was included in the BRW’s Fast 100 in 2015 as one of the fastest-growing companies in the country. He’s passionate about helping Australians make financially savvy decisions and reviews content across the brand to ensure its accuracy. You can follow Bill on LinkedIn.
Our authors
, updated on November 25th, 2021       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

It seems the jury may finally be out on this age old debate, if findings of various studies is to be believed. The results is what many have been proclaiming for years- that women are the safest behind the steering.

The numbers don’t lie

Recently, the Insurance Institute for Highway Safety (IIHS) released a report based on gender specific traffic deaths and they found that “many more men than women die each year in motor vehicle crashes.”

Great news for couples constantly bickering about who the better driver is, but what exactly is it that puts men on the top of the charts as “worse” drivers?

According to IIHS, “men typically drive more miles than women and more often engage in risky driving practices including not using safety belts, driving while impaired by alcohol, and speeding. Crashes involving male drivers often are more severe than those involving female drivers.”

Not convinced?

Bust magazine reported on a study conducted by research firm, Quality Planning, which recently found that men are 3.4 times more likely than women to be ticketed for driving recklessly. Additionally, they are reportedly 3.1 times as likely to be cited for drunk driving. Apparently “women are on average less aggressive and more law-abiding drivers — attributes that lead to fewer accidents.”

How this affects you

It appears as if insurance companies have known all along that women drivers tend to be safer on the roads. According to various statistical reports, women tend to pay lower car insurance premiums than their male counterparts. This is because they are considered a lower risk on the road.

Reports reveal that women drivers tend to make fewer claims, incur fewer traffic violations and are often involved in less serious collisions. Meanwhile, men allegedly tend to drive more aggressively, at higher speeds and more recklessly.

What the experts believe

While all this data may certainly come across with a strong element of gender bias it is not to say that men are all terrible drivers. In fact, experts have reported something completely different.

In another study conducted by the national Centre for Biotechnology Information, “few gender differences exist with respect to driving errors and overall driving performance.”

Researchers found that, when it comes to driving, men and women are equally likely to fail on-road tests.

Who gets the final say?

At the end of the day both genders can learn from one another when it comes to safety on the road. It has been suggested that men tend to be better defensive drivers and are able to react quicker on the roads while women tend to be more cautious. A good driver encompasses all these elements.

Easily compare car loan quotes today

Our car loans take your money further. See how you can compare and save with us.