Visitors’ Travel Insurance Australia

Visitors’ travel insurance affords you a range of benefits while you’re holidaying within Australia. When you purchase one of these policies, you’ll be afforded around-the-clock support in the event you’re in an emergency and need your insurer’s support. Some of the other benefits for tourists in Australia with travel insurance include:

1. Medical or hospital expenses: You’re granted unlimited coverage for any health treatment you require while you’re in Australia if it’s as a result of a covered event. This includes the cost of any hospital stays, ambulances and medication needed while on your travels.
2. Emergency dental: If you break a tooth while you’re criss-crossing Australia, you can claim the cost of visiting a dentist up to your claim limit.
3. Cancellation: When you’re too sick to travel, your insurer allows you to claim back any pre-paid non-refundable expenses such as accommodation, tours and flights on your travel insurance. Most insurers also cover you if a close relative becomes sick and you need to cancel your holiday, such as a parent back in India.
4. Lost, stolen or damaged luggage: If your baggage is lost, stolen or damaged during transit or your travels, you can claim back the costs of replacing what you’ve lost up to your agreed claim limit.
5. Delayed flights or baggage: Your insurance company can cover the cost of clothes and toiletries if your flights and bags are delayed for more than 24 hours while you’re travelling to and from Australia. They can even cover the cost of extra accommodation so you can rest your head while you await your flight.
6. Accidental death: If you unexpectedly die while you’re visiting Australia due to a covered incident, your insurance covers the cost of repatriating your body and any related funeral costs. Claim limits are usually about $50,000.
7. Personal liability: Your insurer covers third-party insurance claims if you’re found personally liable for an accident while travelling in Australia. Your policy will have a limit to what you can claim, usually somewhere between $1 million and $5 million.
8. Theft of cash: If you have money stolen while you’re exploring parts of the country, you can claim up to $250 back through insurance. Most insurers will need to see a police report or relevant statement from authorities if you need to make a claim.
9. Permanent disability: If you’re involved in an accident which results in your permanent disability, your provider will pay you an agreed amount up to your claim limit.
10. Rental vehicle excess: Hiring a car can be a handy way to get about parts of Australia. If you’re involved in an accident and need to cover the excess on your rental, your insurer will pick up the tab. These benefits usually have sub-limits of about $5,000.