Last updated on April 20th, 2022 at 02:11 pm by Bill Tsouvalas
Make your dream honeymoon getaway a reality by comparing low-rate personal loans right here with Savvy.
Last updated on April 20th, 2022 at 02:11 pm by Bill Tsouvalas
It’s crucial for so many newlyweds across Australia that their honeymoon is as magical as their wedding day, but travelling is rarely cheap. Fortunately, you can take out a personal loan to help ease the financial burden. Compare honeymoon personal loans with Savvy today.
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Borrow between $5,000 and $64,000 with great low rates for excellent credit. Get a personalised rate estimate in 2 minutes that won't impact your credit score.More details | |||||||||||||||||||
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Apply for an unsecured personal loan and enjoy low rates for excellent credit. With no early repayment or exit fees, there’s a lot to love about this loan.More details | |||||||||||||||||||
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Apply for an unsecured personal loan between $2001 to $75,000 for a variety of loan purposes. Get a personalised rate estimate in minutes without impact your credit score.More details | |||||||||||||||||||
Harmoney Unsecured Personal Loan |
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Borrow up to $70,000 with personalised rates and repay over 3,5 or 7 years loan terms.More details | |||||||||||||||||||
Disclaimer: A comparison rate indicates the true cost of a loan. The comparison rate displayed for this advertiser is calculated based on a loan amount of $30,000 over 5 years and represents the effective rate on the loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
We provide you with a high-quality personal loan comparison experience with our panel of trusted lenders across Australia.
By increasing the options in your comparison, you’ll be in a better position to select the loan which is likely to cost you the lease overall.
We list the most important features and aspects of each personal loan so you can compare apples with apples throughout the process.
Because the entire comparison and application process is online, you can steer clear of unnecessary paperwork throughout.
Our lenders offer unsecured personal loans, which enable you to access fast funding without putting up any valuable assets.
You can compare and choose your loan, submit your application and get approved and funded within just 24 hours.
Not everyone has the option of financing all their honeymoon expenses, with many Australians not having a credit score or overall financial position strong enough to access the personal loan they want on their own. The next best bet is to either get someone else, namely your partner, who has a strong credit score and financial position to take out a loan on your behalf which is known as co-signing. Keep in mind that you will have to pay back the loan responsibly together because if one of you defaults, the other will be responsible for paying the loan in full. It is important that you find a loan that comes with terms & fees suitable to both parties.
Checking the fees and charges that come with a loan can help you gauge whether a loan will be in your financial reach or not. This can affect how you pay for your loan on a monthly basis. Always look for affordability and flexibility. The flexibility of a loan is something that can either make or break your payments on the loan. Having your partner’s input on which loan can work for you both will also save you from taking a loan that will cause you to enter your new chapter with a hefty bill to pay off. Keep an eye out for loans that come with any repayment penalty fees as this will affect your plans on paying out the loan earlier.
It is possible to have your honeymoon without paying out of your nose. It all comes down to researching and comparing to find the best deals to match your budget. Planning your honeymoon in advance can help you plan around discounts offered by flights, holiday resorts and more to help you save on expenses. This will also give you ample time to compare your options without giving up on your dream of sipping your favourite drink at your desired destination. With the extra cash that you have managed to save, you may have enough for things like mouth-watering meals, souvenirs and places to tick off your bucket list.
There are several key eligibility criteria which will be enforced by your lender when assessing your application. You’ll need to be earning at or above a minimum income set by your lender, which will usually fall at $22,000 to $26,000 annually, although if you’re looking for a larger loan, you’ll need to be earning more than this in a majority of cases. In terms of the documents you’ll need to be approved, you’ll have to supply your last two payslips, your driver’s licence and/or passport, evidence of assets and liabilities as well as potentially requiring 90 days of bank statements and your employment contract in some cases.
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