Frequently Asked Questions

Find out answers to some of the common questions when it comes to vehicle finance

Frequently Asked Questions

Find out answers to some of the common questions when it comes to vehicle finance

What are the benefits of dealing with someone like you instead of going through my bank?

We are very lucky to have access to a broad range of lenders from around the country. Ranging from the big banks to the smaller non banks and second chance lenders. This means more options for you to find you the best deal and a product that will suit your needs. The application process is simple with minimal paperwork required. Once we have received everything from you, we will take care of the rest and keep you updated at all times until approved. Our consultants at Savvy are also available at all times whenever you need them. Business hours, after hours, weekends, we are there for you every step of the way.


Is the interest rate fixed or variable?

The interest rate for your loan is fixed at all times. This is because the security is taken over the asset you are purchasing meaning lower interest rates and fixed payments throughout the loan giving you peace of mind.


How long does it take to get an approval?

It can take as little as 2-3 hours, with a maximum of 24 hours depending on your circumstances.


I am just starting a new business, Can I still get vehicle finance?

Yes, we can help you obtain finance just call us and speak to one of our consultants and they will help get you get into that vehicle you need.


I am discharged from bankruptcy, can you help me?

Yes we can. At Savvy we specialise in helping people out when the banks can’t. As long as you are discharged for a minimum of one day we have multiple options available.


I am a stay at home mum and I receive family tax benefits but my partner works. Can I still go on the loan with my partner?

Yes you can, Call us and speak to one of our consultants they will help structure the loan to accommodate for both incomes.


Do you only do vehicle finance or can you assist with other types of finance?

We are experts in a broad variety of finance. Not only do we specialise in vehicle finance, we also assist in the following:

  • Motorbike finance
  • Caravan and camper trailer finance
  • Truck finance
  • Equipment finance
  • Boat and jet ski finance
  • Business finance
  • Personal loans
Do I need to buy a car from you or can I find my own?

We are here to help you get your finance approved, once that process is done you can find a car yourself from wherever you want.


Can you help me find a car?

Yes, We have access to multiple dealers across Australia that we can use to source you a vehicle at an excellent price.


Can you source my vehicle for me and assist in finding the best price possible?

Here at Savvy Finance, we have our own fleet team who is dedicated to sourcing new and used vehicles at the best prices possible to help save our clients $$$. Not only will they save you money, they can also take the hassle and effort out of the car buying process for you. Simply tell us what vehicle and features you are looking for and we will take care of the rest. This is an additional service we provide to all of our approved clients. The more we can do for you, the better.

Brands you can trust

We are accredited with the most reputable lenders and insurers in Australia giving you a fair choice to compare