Fly faster with Qantas Points – no caps on earnings
Earn 0.75 Qantas Frequent Flyer points on regular purchases, plus an extra point on Qantas products in Australia, without caps on earnings each month.
$0 annual fee
Enjoy platinum-style rewards and perks all for a $0 annual fee, for as long as you have the card.
0% p.a. on balance transfers for 12 months
Transfer a balance to the Qantas Amex Discovery Card and you’ll pay 0% p.a. interest for 12 months.
- Product Details
- Pros & Cons
- Rewards and Benefits
- Rates and Fees
The Qantas American Express Discovery credit card
Qantas Frequent Flyer
0% p.a. for 12 months with 1% balance transfer fee
What's not so good?
You can also earn an extra Qantas point when you use your card on Qantas products on services and earn 0.5 points for government transactions, without spending caps or limits.
No interest on Balance Transfers for 12 months, with a maximum of 10,000/70% credit limit, with a once-off BT fee of 1%.
No annual fee for as long as you use the card.
Get complimentary purchase protection, refund protection, and other insurance for lost, damaged, or stolen items when you buy with the card.
Call Amex any time all around the world for customer service, quick card replacement in an emergency, and to make insurance claims.
2.5% or $30 whichever is greater
Up to 4 at no extra cost
Our review of the Qantas American Express Discovery Card
The Qantas American Express Discovery Card is linked to the Qantas Frequent Flyer program and features no annual fee for the lifetime of the card. It is also backed by Amex customer service, insurance, and connect programs.
Fly more frequently
One of the most attractive features of the card is the 0.75 Qantas point for every $1 spent, with 0.5 points for government transactions. If you spend on Qantas purchases (flights, etc.) using your card, you can earn 1.75 points per dollar. Better yet, there are no point cap limits per month in the program. Until 14 April 2019 earn an additional 0.25 point per $1 spent on purchases, except for spend at government bodies in Australia. They may be subject to Qantas’ own expiry on points, though.
$0 annual fee
Despite high earnings, this card is notable for no annual fee for the life of the card. The 20.74% p.a. interest rate on purchases isn’t too high, considering the perks and points. You also have a 44-day interest free period on purchases. You can also get up to four supplementary cards, free of charge.
0% p.a. on balance transfers for 12 Months
Transfer an existing balance to the Qantas Amex Discovery and have any interest waived for 12 months. Subject to a once-off 1% balance transfer fee, and a $10,000/70% of your credit limit cap. Once expired, you will be charged the purchase rate.
Complimentary purchase protections
Like many American Express cards, cardholders gain complimentary purchase protections such as refund protection in case a retailer doesn’t honour a refund or exchange within 90 days; protection against lost, stolen, or damaged goods; and an online fraud guarantee which doesn’t hold you accountable for unauthorised charges on your account.
Amex Connect access
Amex cardholders get access to Amex Connect, which allows you to choose from hundreds of great offers and benefits from a variety of retailers, restaurants, and partners. These could be discounts, extra rewards points, 2-for-1 deals, and more.