Earn up to 3 points per dollar spent
The Platinum Edge earns 3 points for each dollar spent at major supermarkets and petrol stations, 2 points on overseas spend and 1 point for all other purchases (including government, utilities, telecommunications and insurance)
$200 travel credit each year
Gain $200 in travel credits each year, redeemable for flights, accommodation, car hire and more via the Ascent rewards portal. Relax with complimentary travel insurance including cover for medical, flight delay, theft, and more.
0% p.a. on balance transfers for 12 months
Transfer a balance to your American Express Platinum Edge card for a once-off 1% balance transfer fee and pay 0% p.a. on the balance for 12 months, up to 70% of your credit limit.
- Product Details
- Pros & Cons
- Rewards and Benefits
- Rates and Fees
American Express Platinum Edge credit card
0% p.a. for 12 months with 1% balance transfer fee
What's not so good?
Platinum Edge card holders can earn up to 3 points per $1 spent at participating supermarkets and petrol stations, 2 points per $1 on overseas spend and 1 point per $1 spent on all other purchases.
When booking travel with your Platinum Edge, Amex provides insurance for overseas travel and liability. Purchasing items with your card includes purchase protection, refund protection insurance and extended warranties.
The Platinum Edge can make contactless payments and is available on Apple Pay, Samsung Pay, and Google Pay.
Ascent rewards transfer to a range of leading airline frequent flyer programs at a ratio of 2:1, which includes Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles. Cardholders also gain $200 credit to spend on travel and accommodation via Amex Travel.
American Express does not hold cardholders liable for unauthorised charges if they are reported without delay, and Global Card Support is available 24/7 around the world.
$2.50 or 2% whichever is greater
2.5% or $30
Up to 4 at no additional cost
Our review of the American Express Platinum Edge
Get flying faster by earning up to 3 points per $1 spent on your Platinum Edge in the Membership Rewards Ascent program. You can gain 3 points on purchases at major supermarkets and petrol stations, 2 points per $1 on overseas spend and 1 point per $1 on all other purchases (including government, utilities, telecommunications and insurance). There are no caps on earning points. You can spend these points via Amex rewards, on gift cards, or get use them for statement credit.
Earn points are as follows:
- Earn 3 Membership Rewards points per dollar spent at major supermarkets and petrol stations
- Earn 2 Membership Rewards points per dollar of overseas spend
- Earn 1 Membership Rewards point per dollar spent on all other purchases (including government, utilities, insurance and telecommunications)
Frequent Flyer points and $200 Travel credit
The Membership Awards Ascent program transfers your points into frequent flyer points in the Virgin Australia Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Air New Zealand Airpoints, THAI Royal Orchid Plus, Malaysia Airlines Enrich and Cathay Pacific Asia Miles programs.
Each cardholder gets $200 in travel credit each year, which can be spent on flights, accommodation, and more.
Complimentary travel insurance
Buying travel with your Platinum Edge card entitles you and your family to complimentary travel insurance, including overseas medical cover up to $2.5 million and personal liability cover up to $1 million. Also covers baggage, money, and documents, plus travel cancellation and travel inconvenience cover.
Retail protections and extended warranty
Buying goods with your American Express Platinum Edge also extends its warranty by an extra 12 months, with a $10,000 limit per year. If items are broken or stolen within 90 days of purchase, Purchase Protection will replace it, with a $20,000 limit. You can also use Refund Protection if you are refused a refund or exchange within 90 days of purchase, with a $2,000 limit year/$500 per claim, with a $50 excess.
0% on Balance Transfers for 12 months
Transfer a balance to your new Platinum Edge card and enjoy 0% p.a. on balance transfers for the first 12 months. Includes once-off 1% balance transfer fee. Reverts to annual interest rate after 12 months.
Amex Connects and Ticketmaster Offers
Cardholders can use their card and rewards points on Amex Connects, giving you a range of exclusive offers and rewards for using your American Express card. Offers include dining (American Express Invites), travel, entertainment, business, and more.
You can also use points to book tickets for events at Ticketmaster, which can include exclusive "jump the queue" offers for select venues and events.
Innovative ways to pay
The Platinum Edge card supports new contactless payment technology, and smartphone payment systems: Apple Pay, Google Pay, and Samsung Pay.