When you need asset finance, talk to Savvy. Find more commercial lenders and a wider choice of products and options.
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Business is competitive, and Savvy’s lenders offer finance products to match that. Whether you want to lease a ute or truck, buy catering equipment or need a farm machinery loan, Savvy has your business covered. We deal with a broader panel of lenders including industry specialists who offer a choice of tailored asset finance packages to suit every single Australian business. Discover more lending solutions and benefit from lower interest rates and flexible repayment options with Savvy.
At Savvy, we know the last thing you need when you’re trying to run a business is time-consuming processes. That’s why we go out of our way to make sure your application is fast, simple, and convenient. Just tell us a little about your operation and aims, and we’ll do the rest. Our expert consultants match lenders and asset finance products with thousands of commercial borrowers each year. So, next time you need equipment, machines, tools, or vehicles – talk to Savvy and discover a better deal.
Asset financing is a specialised category of commercial loan products that can be used to buy any assets you use within your business.
Australian companies have some excellent options when it comes to asset finance, and each one works in a slightly different way. With some, you own your equipment or vehicle from the start and claim depreciation. That’s typical with a chattel mortgage, and you can claim all the purchase price GST back when you file your next BAS when you use one. With others, you either don’t own the asset until the term ends, or you hand it back – and that means you can claim repayments as a tax deduction.
Leases have several significant advantages and can work great if you need equipment that will be obsolete in a relatively short period, because you don’t necessarily bear any of the risks connected with ownership and disposal. There are two different types of asset lease: finance leases and operating leases. With both options, payments are tax-deductible according to how much you use an asset for business. With a finance lease, you take ownership of equipment when the term ends. With an operating lease, you can just return the asset when the agreement ends, and you can even include associated maintenance costs in the monthly payments. With leases, the total cost of finance is based on the GST-free price of equipment or vehicles.
Asset finance brokers offer the primary advantage of access to extensive partner networks, exclusive products and offers, and unrivalled sector lending knowledge. At Savvy, our expert asset finance brokers utilise an extensive panel of specialised finance provider partnerships to find industry-specific products for Australian businesses when they need to upgrade, replace, or source new equipment, machines, appliances, and vehicles.
Costs and choice are not the only benefits to using an asset finance broker like Savvy. We also know how the lenders work, and we’ll ensure your application goes smoothly and takes up as little of your valuable time as possible. Our expert equipment and vehicle finance consultants possess a deep understanding about a broad range of products offered by lenders they have long-term relationships with – so you can be sure you’re accessing solutions that provide maximum benefit to your business. In Australia, the lending marketplace is vast, and that’s especially true when it comes to commercial loan and lease products. Limiting yourself to one source of asset finance products almost always proves to be extremely costly. Using a broker opens up more products, lenders, and creates competition which can only be great news for your organisation.
Get in touch, and one of our expert asset finance consultants will ask you a few questions to get to know your business. Once we understand your requirements, we can start matching you to appropriate lenders.
We’ll request some simple information about your business financials that the lender will require in order to approve your loan, and then we’ll get your application started.
Savvy’s expert team will work hard to source the ideal asset finance products for your business. We can quickly identify the ideal lenders for your situation from our extensive panel of industry providers.
We make sure all the necessary paperwork is in place and then get everything arranged with the dealer or vendor, so you can prepare to take delivery of your new equipment.
We arrange for the lender to settle the asset finance transaction. At this point, you’ll be free to take ownership of your equipment and start making it work for your business.
Savvy is rated 4.9 for customer satisfaction by 72 customers.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
