Car Loans Sunshine Coast
Find the right car loan for your needs on the Sunshine Coast by applying with Savvy today.
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Compare low-rate car loans on the Sunshine Coast
Secure the best deal for your car on the Sunshine Coast
When you’re looking to buy a new vehicle, whether it’s an upgrade on your current one or your first-ever car, it’s just as important to think about how you’re going to finance the purchase. At Savvy, we help Australians like you source the most suitable loan for their next car. Whether you’re living in Noosa, Maroochydore, Mooloolaba or anywhere else in Queensland, Savvy services the regions to help you manage your car purchase.
Buy your car the Savvy way
With a wide and diverse range of lenders counted amongst our panel of partners and a dedicated team of consultants ready to help you out, we’re in prime position to help you lock in the best loan deal for your needs. We’ll do the heavy lifting, sifting through the array of offers available to find one which is affordable and structured to suit your preferences. Start the process with us today with a free, no-obligation quote.
The features and benefits of car loans on the Sunshine Coast
Low interest rates
You can lock in an affordable car loan with a low rate and comparison rate to help you reduce the cost of your finance over your term.
Choose your preferred loan term
One of the many benefits of taking out a car loan is the fact that you can decide the period over which to make your repayments, which can range from one to seven years.
Buy new or used
You won’t just be able to pick out new vehicles, though. You can take out a car loan to finance a used car on the Sunshine Coast, either from a dealership or private seller.
No deposits required
Additionally, there’s no need for you to put up a significant lump sum when applying for your car loan. You can be approved for a loan worth 100% of your vehicle’s cost.
Diverse income streams accepted
Regardless of whether you’re working full-time, part-time, casually or are self-employed, you can be approved for car finance (even if you’re working more than one job).
Buy for your business
Vehicle finance isn’t only open to personal users, however. If you run a business and need to buy a commercial vehicle, you can look at chattel mortgage solutions.
Why apply for your car loan with Savvy?
Over a decade in the industry
We’ve helped Australians source their ideal car loan for over a decade, so we’re a trusted brand amongst car buyers.
Help from consultants
Our consultants have decades of combined experience in the car loan space, so they know how and where to find the best deal for you.
Fast and convenient online process
There’s no need for you to leave the comfort of your home, as the Savvy form is all online and can be completed in as few as 48 hours.
What our customers say about their finance experience
Savvy is rated 4.8 for customer satisfaction by 3257 customers.
What documents will you need to get approved for car finance with Savvy?
Completed application form
The first piece of documentation you’ll need to supply as part of the Savvy application process is your form. After you’ve filled in your quick quote, you’ll have the option to go ahead with your formal Savvy application. This will only take you a short time to complete, but you’ll need to supply information about who you are, your address, work, income, assets and liabilities, among other areas.
Photo identification
We have to be able to confirm that you are who you say you are when you’re applying, so photo ID is one of the most important pieces of documentation required during this process. This will typically be scans of the front and back of your driver’s licence, although there may be situations where your Medicare card is required. Passports may also be accepted in some cases.
Evidence of income
We’ll need your two most recent payslips to show your lender how much you’re earning and its consistency. For self-employed workers, you’ll need the most recent one to two years’ worth of tax returns to display your income. In some cases, lenders may also request the last 90 days’ worth of bank statements as part of this step.
Your credit history
This isn’t a document you’ll need to supply yourself, but your Savvy consultant will review your credit file to check whether there are any outstanding debts, defaults or bankruptcies, as well as determine how you’ve managed similar loans in the past. They’ll also look at your residential history to help determine stability in your living situation.
Signed consent form and credit guide
Your Savvy consultant will supply you with a consent form and credit guide to sign during this process. A credit guide gives you information about your lender and the costs you can expect to pay when taking out a loan with them, while the consent form simply confirms that you agree to our involvement in the process as a broker.
