Car Loans Sunshine Coast

Find the right car loan for your needs on the Sunshine Coast by applying with Savvy today.

No obligation. It won't affect your credit score.
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, updated on July 5th, 2023       

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Compare low-rate car loans on the Sunshine Coast

Secure the best deal for your car on the Sunshine Coast

When you’re looking to buy a new vehicle, whether it’s an upgrade on your current one or your first-ever car, it’s just as important to think about how you’re going to finance the purchase. At Savvy, we help Australians like you source the most suitable loan for their next car. Whether you’re living in Noosa, Maroochydore, Mooloolaba or anywhere else in Queensland, Savvy services the regions to help you manage your car purchase.

Buy your car the Savvy way

With a wide and diverse range of lenders counted amongst our panel of partners and a dedicated team of consultants ready to help you out, we’re in prime position to help you lock in the best loan deal for your needs. We’ll do the heavy lifting, sifting through the array of offers available to find one which is affordable and structured to suit your preferences. Start the process with us today with a free, no-obligation quote.

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The features and benefits of car loans on the Sunshine Coast

Low interest rates

You can lock in an affordable car loan with a low rate and comparison rate to help you reduce the cost of your finance over your term.

Choose your preferred loan term

One of the many benefits of taking out a car loan is the fact that you can decide the period over which to make your repayments, which can range from one to seven years.

Buy new or used

You won’t just be able to pick out new vehicles, though. You can take out a car loan to finance a used car on the Sunshine Coast, either from a dealership or private seller.

No deposits required

Additionally, there’s no need for you to put up a significant lump sum when applying for your car loan. You can be approved for a loan worth 100% of your vehicle’s cost.

Diverse income streams accepted

Regardless of whether you’re working full-time, part-time, casually or are self-employed, you can be approved for car finance (even if you’re working more than one job).

Buy for your business

Vehicle finance isn’t only open to personal users, however. If you run a business and need to buy a commercial vehicle, you can look at chattel mortgage solutions.

Why apply for your car loan with Savvy?

What documents will you need to get approved for car finance with Savvy?

Common questions about car loans on the Sunshine Coast

How do I calculate my car loan repayments?

When it comes to determining the cost of your car loan, there are many factors at play. These can include:

  • Your interest rate
  • Your fees
  • Your car loan size and term length
  • Whether you’ve made a deposit
  • The frequency of your repayments


Fortunately, you don’t have to worry about crunching the numbers yourself. You can use Savvy’s simple car loan repayment calculator to do the heavy lifting for you when it comes to working out how much your car loan might cost based on a range of variables.

Does the car I buy have to be located on the Sunshine Coast?

No – just because you’re living on the Sunshine Coast doesn’t mean you’re restricted to taking out a car loan with a lender in Queensland, nor does it mean you have to pick a car in your area or state. For example, you can get approved to finance a car in Sydney even if you live in Nambour. At Savvy, we can help you source your ideal vehicle through our in-house car-broking team.

Can I include on-road costs in my car loan?

Yes – you’ll be able to include a range of on-road costs into your loan, rather than have to pay for them yourself upfront. Some of the on-road costs you may be able to incorporate into your car loan include:

  • Stamp duty
  • Comprehensive car insurance
  • Vehicle registration
Will I be able to get a car loan on the Sunshine Coast if I have bad credit?

Yes – although most car loans and lenders require borrowers to have a good credit history, there are options for those who have bad credit. These loans will generally come with higher rates and fees and may enforce a lower borrowing cap, but many lenders on the market offer these products. Speak with your Savvy consultant about your options if you have bad credit.

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