Personal Car Loans
Apply for a personal car loan through Savvy, and compare your options to find the best rates.
Low rate personal car loans
Looking for a loan to purchase a car for private use? Savvy can help you out! Our team are experts at arranging personal car finance at great rates.
A personal car loan is a type of consumer loan allowing you to buy a vehicle for personal purposes. At Savvy, our brokers can provide you with a range of great options for a car loan, drawing from more than 25 of Australia’s top lenders to offer you finance suited to your circumstances and budget. Contact us today for a free, no obligation quote, and get on the road sooner rather than later.
Features of a Savvy personal car loan
Savvy’s suite of lenders can offer car loan interest rates as low as 3.35% p.a. (3.89% p.a. comparison rate) And having a range of lenders to choose from means better options and rates for you.
A loan through Savvy can be for as little as $5,000, up to the full value of the car – our suite of lenders can offer 100% finance on a car loan, no deposit or extra collateral required!
With Savvy, the choice is yours when it comes to how quickly you want to repay the loan. Our lenders can offer a range of loan terms from 1 to 7 years.
A personal car loan is secured – it uses the car itself as collateral for the loan. This generally means lower interest rates, so you pay less overall.
With a loan from one of Savvy’s lenders, it’s your choice to go new, demo model, or used. You can also buy from a dealer or private seller – we have a loan for every situation.
With a car loan through Savvy, you have the choice of weekly, fortnightly, or monthly payments. Some lenders even allow early repayments to pay the loan off sooner.
A car loan through one of Savvy’s lenders is fixed interest – meaning your repayments don’t change. This lets you plan your finances, and to work around budget constraints.
What makes Savvy the stand out choice for car finance?
What will you need to be eligible for a car loan with Savvy?
Australian citizen or resident
Normally you need to be a citizen or permanent resident of Australia to get a car loan. If you’re not either, you may still be eligible if you have the correct visas – you can speak to one of our consultants for more details.